Monday 8th June -What DFW things will you do today?

Bobarella

Hello
This thread is a daily thread for recording the small efforts we can all make towards getting rid of debt. They are easily overlooked but are just as important if not more so as the big first things (cutting up the credit cards, cancelling expensive memberships)
So what small things will you do today to keep on the straight and narrow?

Bobarella

Morning All
Up with the lark. Son was complaining of a bad tummy so got up with him around 6. Just grabbing a bit of time for toast and coffee before work.
Well. The weekend was done on a shoestring. Nothing too awful but no unnecessary spending at all. Did quite well on the wombling front, best being a £2 brand match (free money) & a £2.25 off a £15 spend voucher, which I can use for business shopping today. And added around £2 in roadkill as well.
Did a good using it up meal last night which was quesadillas with some leftover rice & veg, then with freshly cooked chicken, bacon & fajita spices added in. Oh and mozzarella.

Spent quite a lot of time playing in the garden. Swing bat seemed to be the winner.
Some of my new plants have a quite bad bug infestation. But as we were on a budget I didn't buy a bug spray. Is there anything non chemical that is useful?

I'm going to contact 2 of the companies I have to pay this week and see if I could move the payment dates in the future. This is for the business. I end up with a 1 week period with a lot of money going out. It suddenly occurred to me that I might be able to get the rates and insurance to change the dates, which may be a good thing for me in the future.

Its nice and sunny. Hoping for a decent days trade. Oh & today's the day the mortgage goes out so that is my queue to start shuffling cash around to cover things for rest of month.

Trying for a more positive week.

bob

ziggy2407

Good Morning All

Morning Bob - Thanks for starting us off, hope business goes well today

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Looks like another great day here and not much to do so I aim to spend time in garden relaxing. Today's little list:

Packed lunch for DH - Done
Bake -
Ironing -
Fingers crossed all freeglers turn up to collect -
Re-list a few bits for sale -
Continue purge on Emails - wip
Continue purge on FB & Twitter -
Surveys -
Check Banks - Done
Check swapits -
Enter a few comps - Done a few
All meals from cupboards/fridge/freezer - Done
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win - Done
Read - "A Tap on the Window" (another win)

Have a great day, love to you all

C x

maria3104

Hi Campers

DS has just come in from working all night on a field, (poor neighbours) and is now off to shear for a bit and then off back to the field. No wonder farmers have accidents, we calculate no bed until thursday night. But then shearing next door will be done, 2 fields with us reseeded and hopefully silage made for next winter. Silage is our feed for our cattle over the winter so this is one of our most important weeks of the year. We have 5 days of possible weather to allow this to be done.Must be a random thought for non farmers that we wait and rely on the weather to such a degree!

Anyway hoping for a NSD today. Packed lunch ready. Have naughtily not hung washing out, will do it tonight.

Have fun all.

Maria

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• A Girl Called Jack, cheap recipes ( Link
  
• Benefits check-up ( Link )
• Birthday Bingo, daily free game ( Link )
  
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )

allydowd

Good morning DFW-Devotees,

Quick post because I've already spent twenty minutes procrastinating:

New Era Day 32:

:grinheart Turned off electric alarm clock at the wall til tonight. Done.

:grinheart Clear out emails. Done.

:grinheart Check out how much broadband data we've used. Done. OK.

:grinheart Finish housework with Stardrops and washable microfibre cloths.

:grinheart Reconcile finances spreadsheet. Done.

:grinheart Do Royal Mail Surveys. Done.

:grinheart Look at Scotrail 2-for-1 offers but probably won't go further than that. (Link) Done.

:grinheart Enter a photographic competition.

:grinheart Find a birthday gift for a relative in Australia.

:grinheart Return library book and pay fine. (Tut tut.)

:grinheart Make some purchase decisions.

Good luck with your Devotions, Devotees.

maria3104

Ally made me smile, also ploughing, but through her emails, much amused!

Most of my clients are farmers, so guess what, am dead quiet in work. Have cleared my desk. Seems a good time to prepare autumn campaigns and have staff meetings. Still sunny and tractors roaring through town doing farmer stuff! Sorry traffic, normal road users.

Maria.

DD265

Hi all

WFH today as we go on holiday tomorrow so figured I could do without 4 hours of commuting. Found out motorway closed (I'd have gone over it before the accident) so may still be closed when I ought to have been driving home which would've been a nightmare - hurrah for a bit of Monday laziness. :rotfl:

We're using up food stuffs - no salad/veg left, having pasta (with home made sauce from the freezer) for tea tonight with a couple of leftover rashers of bacon. Means we'll come back to an empty fridge but better that than a mouldy/smelly one.

Also need to ring NPower and Yorkshire Water as I doubt they'll have our details yet.

Bobarella

Maria -your son won't sleep till Thursday? Not literally I hope? That sounds awful if so.

I have ended up bringing my son into work with me. Never done it before. Last resort stuff. It's quiet ish so not too bad from that POV and thank god for his tablet and Netflix.

I tried 2 'suppliers' today to discuss juggling payment dates and have managed to push the rates from 15th June to 1st July with no problem. The insurance said they can do it but not until next month's cycle. But effectively that's 2 big headaches out of my list of headaches for next week

Just checked my personal bank and the flat mortgage had gone out, plus my savings DD which had put me within £15 of my available limit. So I have straight away sent back the savings amount of £180 & transfered £100 from the bus account to try and head off any disasters. I can't afford the £100 but it's better than having the current account fold.

I knew it was going to be a juggling act this month! I don't feel desperate yet though. Which is a good sign. I need to keep doing stuff like the above, talking to people finding a way, not withdrawing & feeling terrible/stopping sleeping. So this is good so far.

Right off to check what son is doing. Poor lad is so bored but he is at least old enough to know that really we could have taken the hard hearted approach and made him go in as he hasn't actually been sick or anything. If he's still saying it tommorow it's DHs turn!

Bob

allydowd

maria3104 wrote: »

Ally made me smile, also ploughing, but through her emails, much amused!

Unintentional pun.

foxgloves

Afternoon Frugal Friends,
Well, today NEEDS TO COUNT!! After being out every night since last Tuesday & Festival all weekend, everything has slacked off at home. Looks like tramps live here. Wrote myself a massive job list. Read through it & crossed half of it out. No point depressing myself with completely unachievable lists.
On the frugal front, so far today I have:
*Cleaned the entire house using minimal products,
*Done laundry overnight on Economy 7 tariff & hung ouside in lovely sunshine to dry (it's now wazzing down, not the teensy little insignificant shower the weatherman said we MAY happen to get, so washing is now wetter than when it went out. Am I bovvered?)
*Loaded washer & set timer for another cheapo wash tonight.
*Dinner in slow cooker - ys chicken pieces casseroled.
*Did quick triage of the veg/fruit baskets & fridge to see what needs using. Everything ok except some sprouty potatoes.....they will be mashed for tonight......& a sulky melon, which has been cut up & half of it eaten for my lunch. Last bits of festival food leftovers went into my lunch & mr f's pack-up.
*Took advantage of 2 online offers. Needed to buy some gifts, so bought from L'Occitane so as to get the free travel kit of their new men's fragrance. Also used discount code from Body Shop to get a Pomegranate night cream, a body butter (2 of my fave products) & a small gift.....Qualified for free p&p & £10 off. I stopped using their pomegranate skin care range as found it too pricy while I'm trying to be careful with money. I've tried 2 or 3 different cheaper brands, but not really found anything I like as much. Bought a pomegranate day cream in April because I had a £5 birthday loyalty treat to claim from them, which knocked the price down. I can really tell the difference in my skin, so I shall have to bite the bullet, budget for it & only buy when there's a good offer on. I've got quite good skin for my age, so want to take care of it.......the wrinkled old prune decades not being all that massively far away, lol.
*Entered a competition.
*Caught up with a few surveys.
*Read meters & updated my energy spreadsheets.
Still to do:
*Loads of veggie garden jobs - it's still raining though, so may just pop down & prioritise doing the greenhouse ones.
*Knit more sock - am making a pair for a present needed later this month. Knitted one at the festival & cast on the second, just need to finish it. Not even at the heel yet.
*Update June's grocery budget.
*Make a sensible job list of things I need to do this week, but not one that is impossible to achieve.....unlike the piece of silly nonsense I wrote this morning.
*Make packed lunch for tomorrow.
*Cut recipes I want to keep out of mags, so I can pass them on to friends & my Mum.
OK, that's it, I'm going to make a run for the greenhouse now.
F x