The Elite and the 24 hour #glitch people :)

mhoc

Savvybuyer wrote: »

Been doing my car insurance today - or at least trying to. Tried various legitimate retweakings:o:o on one of the comparison sites and noticed, one of the companies, when I put £500 as the excess, their premium was still 'too high', putting it at £700 and £1000 did not change that situation. However, when I put it to just a £250 excess, their premium went way down and became the cheapest, yet £100 and £200 gave a higher premium! If, in the event of a claim, I pay the first £500... yet, if I choose to pay £250 instead, it is cheaper?!?:huh: Just bizarre.

Just never can tell therefore - maybe people with £250 excesses, for that firm, are considered less risky, whereas ones that choose to pay more, or to pay less, are greater risks. Moral is just never assume that anything is logical: just as comprehensive, bizarrely, can be cheaper than third party fire & theft, sometimes choosing a lower excess can cause the bill to go down (or up).

Ta for this reminder - we are on a multi policy and its due at the end if the month so I will be doing the checks shortly

When we were sorting out eldest sons insurance when he increased his annual mileage the premium went down - I suppose weekend drivers are more risky than commuting drivers who do more miles

Not looking forward to sorting things out again - very long complicated job

Sunshinemummy

mhoc wrote: »

We are also limited - just 3 mobile numbers between us - personal and work - pity we cant use the landline number

It takes my landline and my mothers!!
:D:D:D:D

Savvybuyer

It's both a blessing and a curse. I can't really ever do any "muggle shopping" as I always know exactly what goes vs which competitor. Or, at least, if I'm doing Avs M on the shopping right then in store, and haven't yet caught up with vs T and vs S, I know that something's not vs M and therefore that it might be vs T or vs S. I am therefore unable ever intentionally to mix up my shops, unless I pick up the outright wrong item at times which I have occasionally done (intending, obviously, to buy the 'correct' version but instead picking up a different variant that I thought was correct). It leads to me leaving stuff off my shopping sometimes that we could do with needing, simply because I don't know, at that time, whether it's vs the store I'm shopping against or not and need to go and check it online before I know whether I can buy it on which shop. It means I never knowingly buy anything that I don't know to compare well, or at least alright if not possible to get the perfect shop (due to needing fillers that may not be against the best possible shop) and in a way stops me buying anything on impulse as I don't know whether it goes against the shop I'm doing or not (until I've caught with any changes - I'm out of the loop on non-Morrisons after I come back from M on Wednesday - Sains having changed Tuesday (not caught up), T having recently changed (not caught up)). However, I say it stops me buying "anything" on impulse, but this isn't strictly true - the problem is that, sometimes, very rarely, I can get tempted to buy on impulse when I know that the item compares very well vs the competitor shop I'm doing - because I know too much: whereas if I didn't know that much I would have avoided it and not bought it at all because I didn't know whether the item was against that competitor or not!

(Try resisting those Nestle desserts that you know are good against the shopping competitor that you happen to be shopping against at that moment:rotfl:.)

cjj_2

The Twix slices are priced at £1.40 on t.com xx

hornetgirl

Touch ups still good on an early evening CC, all subbed with Mr Muscle triggers. Other subs today - a whole cucumber in place of the half one I ordered and growing thyme in place of growing rosemary (tonight's dinner was lamb chops)

Savvybuyer

miss_corerupted wrote: »

I have found this as well I assumed the logic is that ppl will pick a higher excess to avoid higher insurance, so put the higher insurance there. It was about £300 difference for me. Also putting my DS and MIL on also dropped it by another £30 each. Moral always check and change options.

Yes there is that logic to it - it's just counter-intuitive perhaps rather than necessarily illogical. Except if it's counter-intuitive (i.e. to many many people), it's usually precisely what I expect to be the case!:rotfl:

tbw

Coupon_Kathy wrote: »

What a kafuffle tonight in Sada with lunch coupons - I was treat like a criminal, had all my shopping removed from the till all because ....... I dared to purchase raw chicken for my lunch with a Walkers coupon! I was taken in front of store manager and informed that chicken was a dinner item and couldn't be eaten for lunch as it wasn't cooked. I explained that I work from home and cook the chicken before adding to a salad! I pointed to all the terms and conditions on the voucher and had the letter with me. I will not be frequenting that store again! In the end they reluctantly let me buy it!

You really have to wonder what some of these people - in fairly responsible jobs - have for brains ! It's actually quite frightening when you think about it.

Anon

Heads up rtc - very large A - check the coffee aisle as various RTC (not just Little A then). Extra Special Induan Elephant Farm 5 £1.49 ES Columbian 3 £1.49 from £2.98, Taylor's Lazy Sunday Half Caff gound coffee £1.74 from £3.48, others too.

HTH

Anon

fairclaire

mhoc wrote: »

Well OH asked me if I'd heard from eldest child today - he'd had a text but not me.
Eldest child's BF had been setting off for work on a very large terrifying roundabout and a car ran up the back of him - not injured but he has got a painful neck, not been to the doctors yet. The car is a works BMW and the garage gave him a van as replacement while it's being fixed
(The car was a replacement for his own works car, another BMW. Thieves targeted it, tried to over ride the management system, the immobiliser shut everything down so this car is also in a garage doing an impression of a house brick)

So that was this morning.

Eldest son is working over the weekend - the idiot in charge of the asylum - so he is off tomorrow and he decided to come home tonight - GF is in Paris so he is at a loose end.
He came in the door about 8.30 tonight saying me might need the AA.
On his way back tonight he lost control of his car on a wet muddy road and had a discussion with a tree. Fortunately a few passers by helped him get it off the side of the verge and back onto the road and he got home - only about 10 mins away
Damaged the front valance, steering wheel at 90 degrees - possibly steering etc.
So we had to ring the insurance company. The claims people will call tomorrow and then off it will go to the garage to be assessed.
Worst case scenario will be if they decide it costs too much to repair it will be written off but we won't know until tomorrow.
He has just had new tyres put on which cost over £400 - credit card bill not even paid for yet.
Not sure yet if he will get a courtesy car - otherwise we have to put him onto my car insurance temporarily - used to do this with our original car when he was just in the country for a few weeks at a time.
Anyway, have to sort this out in the morning - used to cost £25 a week
Whatever happens he needs to have some sort of car to drive back to work tomorrow night or Saturday morning - really hate the thought of him driving my car but if needs must

And then if it is written off then we will have a week of car shopping again - my least favourite activity on the planet

I've managed to nagg at him to keep putting money into his regular savings so he does have money to fall back on if it is the worst case. He has only had this car since January since he came back to the Uk

Both BF and eldest son have a terrible history with cars - at least both of them are alive and came out unscathed today.

Oh Mary Hockey (player).......that's what your username has always been in my head :rotfl:

What a drama :eek: I have missed your posts more than anything. But a total shut off is just needed sometimes I would only say if you get courtesy car.....don't go and fill it with fuel before they know what's happening to the damaged car. I've been there :mad: not expecting my car to written off....took courtesy car which was running on fumes :mad: filled it up, and when it was decided the car was a write off I had to take the curtesy car back and got no refund on the fuel :mad: the nice receptionist who gave me it turned into Godzilla when my car was written off :rotfl::rotfl:

Anyway.....I still love and read your posts and enjoy them very much. I'm not sure if I will be as involved as you are in my kids lives the way you are when they are all flown. It's very motherly, it's so very caring and concerned. I like to think ill let go a bit but you always make me think......:o

I'm wondering what kind of a grandmother you will be :rotfl::rotfl:

That is all meant in the most loving way :heart2: your way with words puts a smile on my face. you have the most enchanting way of telling a very normal story it's very nice

Call_of_Trouty

Waitrose

Order summary
Item Total £251.97
Savings -£131.17
Promotion discount -£30.00
My Offers Savings -£30.00
Estimated total £60.80
Delivery charge £0.00
Total £60.80



Can't order yet as don't get paid until tomorrow