Warning! Don’t use PayPal to pay on a credit card

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Many people are PayPal to pay item won on eBay. Items are normally either less than £100 or second-hand item (not brand new) which could be owned by private or small enterprise. In this case you will get more advantage paying by PayPal rather then credit card because:
- You do not disclose your CC number (more secure)
- You are guaranteed by eBay and/or PayPal if you do not received the item or items not as described.
It is good to know if people will have a better option than Paypal when paying items which are not protected by section 75 anyway e.g. second hand, private vendors, etc
part copy of paypal terms:
Buyer Protection
If an eligible item that you’ve bought online doesn’t arrive, or doesn’t match the seller’s description, our Buyer Protection will reimburse you for the full amount of the item plus postage and packaging costs. Buyer Protection covers all your online purchases, on eBay or on any other website, when you use PayPal.
For more information, see our User Agreement
Examples
You bought a book but got a DVD, you bought a new item but got something that was used, you purchased 3 items but only got 2, the item was damaged in transit, the item is missing major parts (that the seller didn’t disclose), or you purchased an authentic brand but got a knock-off instead. Tell us.
Guidelines
If the seller has accurately described an item, but you’re just not happy with it, if you fail to open a dispute within 180 days of purchase, or if your account is not in good standing, you are mostly likely not covered.
Items Not Covered
Items like real estate, motorised vehicles (of any kind), custom-made items, industrial machinery (for manufacturing), prepaid cards, or items that violate our policies or eBay’s policies, anything you buy in person, or money transfers to friends or family.
Account Protection
You’re not liable for unauthorised purchases made from your account.
Refunds
If an order doesn’t arrive or match the description, we’ll reimburse the full cost of eligible purchases and paid delivery costs.
greetings
SixtySomething Over Sixty LifeStyle Online
Many high street stores are now also using PayPal as a payment method, and that is where I got my fingers burned some months ago, lesson learned.
s/companies/company's/
Sorry for the pedantry, it just bothers me.
Do credit cards also have things that the credit card companies don't cover too?
Unfortunately, the FOS got it wrong when they first considered the issue, and the card issuers were presumably delighted. S.75 does apply, but the only way for a customer to enforce this is through the Courts (although a clear indication that you will go to Court may be enough to 'persuade' a card issuer to honour s.75 through 'good will').
Instead of repeating and promoting the FOS's defective position on this issue, MSE should be fighting the consumer's corner, and campaigning to get FOS to align with the case law.
I have one, and it's used like any other card, with the money spent coming off your PayPal balance.
But as its a Mastercard, are we covered by Section 75 or not??