BH Monday 25th May 2015 - What small DFW things will you do today?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

Morning gang Hurrah to an extra day off :j although for a moment I just got freaked out that it was actually Tuesday and I should have been at work rather than drinking coffee and mooching around! :eek: Phew back to mooching...

Small things today:

* 5 items ending on ebay. 3 of which have bids on. Wrap up ready to post as soon as I receive payment
* write and post a letter
* arrange to see ds
* konmari casserole dishes
* all meals from stores - will do a beef special fried rice for dinner using lo beef
* make apple & balckberry crumble using fruit frozen previously
* do meal plan/shopping list
* make pack lunch for dgd for tomorrow
* Wash dining room chair seats and hang on line while the weather is still nice
* submit meter readings - going to do this as soon as I post this as always procrastinate with this!
* make some muffins for dgd - whe has just said to me "ooooo cakie"

Ok think that's my lot. Hoping we'll all go for a walk on the beach when oh gets up and enjoy the morning sun :j

Have a lovely BH everyone x

xJOJOx_2

Happy bank holiday Monday everyone

Daily Dfw's
Check online banking
Check emails and Unscribe from any unwanted ones
All lights/plugs off when not in use
Nightly shut down
Pay some pennies off c/c

Home and Decluttering
Tidy all rooms
Start off small charity bag
Sort out one drawer
Plant 4 more pots tick
Cut grass, water plants, sow some more seeds tick
Clean outside box and store kids toys tick
Sort bag for little ones ready for daddy's

All things old school
Compost anything available tick
All meals from stock tick

Upping my income
Send in availability for overtime tick
Onepoll and any other surveys

Not a big list today but the garden will take up a lot of time. Have a good one everyone

foxgloves

Good Morning Bank Holiday Money Savers,
A bit chilly & grey here, but no rain so far. Today's frugal efforts will be:
*Do rubber chicken. I'll be divvying it up to make a spicy Mexican-style pizza tonight & stew tomorrow.
*Make chicken stock in slow cooker (will use it in 2 meals this week).
*Make a loaf in the bread machine, as well as dough for pizza & some bread rolls. I may make a couple of mini pizzas for freezing too, as v handy for picnics.
*Use up last of frozen blackberries with a couple of apples to make a fruit sponge pudding.
*Make tomorrow's packed lunch.
*Load washer for cheap overnight laundry load.
*Water veggie garden.
*Continue to plant out more free plants.
*Pick lettuce, radishes & chives for tonight's salad.
*Update my household filofax & calendar, & synchronise with Mr f's work diary.
*Round up all receipts, notes, odds & ends of leftover budgets, etc, ready for Wednesday, which will be my Big Budget Day.
*Continue with my current knitting pattern. Lovely garment, but taking longer than I thought because it's a 24 row pattern-repeat which I can't get by heart, as too many different bits to remember. It's not difficult, but slower to knit when I'm consulting the instructions all the time.
*Read. (borrowed book from my Mum, so no spends there).
*Re-list a few bits on eBay.
*Start a new charity shop bag......not money-saving, but even after doing a full month of the Minsgame challenge in Feb, I'm STILL decluttering!
*Enter competition.
*Pay a 50p into my sealed pot.
So that's my list. Had better get a shift on. Have a good day, everyone.
F x

La_escocesa

Hi everyone :hello:

Thanks for the kick off DNMS. :A You're DGD sounds so cute. I'm braving paperwork! :cool:

Hi Foxgloves and JoJo and big hello to everyone else who follows :wave:

Here's me:

Clearing out - making space for more goodness in my life :T

Biz planning - answering emails, bit of promo stuff, class planning :j

Meals from stores. Got a big bag of veg from the market for just over £5 rather than getting our veg box (more local/fresh but can't justify the price atm...).

Think that is actually going to take the whole day!

Doesn't sound like much when you say it quick :rotfl:

Happy bank holiday y'all!

:beer:

1HANNAH

Morning all,

Thanks Determined for the start and I may have to make a crumble now after seeing your post, do love a good crumble :j

jojo Enjoy your day in the garden

Foxgloves The food you make always sounds lovely. Can I ask whats Minsgame? I started decluttering after New Year and usually only do it for a short while, this year though I have continued, I think its helped my having a bag in the bottom of my wardrobe ready to put things in as and when I find them.

Its a relaxing day here I think, dh asked the boys what they wanted to do and they asked to stay home and play. Well at least thats cheap! so hopefully a NSD, I did want to go and buy some bacon to make a quiche but will buy that tomorrow when I have to be out for swimming lessons anyway.

So my plan today is going to be
Swagbucks
Watch ocean's 13 (we watched 11 & 12 last night)
delete/unsubscribe from junk emails,
do any surveys I can get
relax
sure the're be other things but hubby is ready to press play on the movie!! have a good day all

milliemummy

Hello all! Housework catch up day for me,so the list is:

B/L/D from stores
Water plants....done
Change litters...done
Get some things up on eBay
Get bag ready for charity shop
Hoover through
Change bunnies
Check banking....done
Check one poll, etc
Try and do a bit of decluttering and find a couple of things that I've misplaced.
Clean kitchen and bathroom floor
Recycling bin out for collection....done
Wade through pile of washing....being done slowly but surely!

Looks like rain, so shall concentrate on indoors. Have a good day, everyone.

Tidy_Up_Tash

Morning All

Thanks for the start DNMS. Aching for a crumble, having read your post, but going to be good and not. I do have access to a rather abundant rhubarb plant, though...

I've been having a bit of a down week, so I've not really made it online to post. Not much done in the way of DFW either. However, back on the up now so I'm going to put some effort into today. Mostly indoors, not because of the weather (it's beautiful here today!) but my antihistamines aren't touching my hayfever. Itchy eyes and sneezing indoors... outside will be risky.

BH Monday...

• Make note on diary to book Dr's apt for superpower hayfever meds!
• Update Money
• Update OH on Money
• Inventory freezer and cupboards in prep for June Grocery Challenge
• Look at the Kon Marie method and decide whether it's for me.
• Water allotment (this evening)
• Eat from stores
• Try and spend some quality time with OH. We hardly seem to see each other these days

Enjoy your BH!

1HANNAH

I didn't get round to making a crumble as I have made cheese scones, swiss shortbread (again as the last batch went v.quick!) and cooking at the minute is a shortcrust pie base oh and with the off cuts I'm making two jam tarts!to then fill with cornflake mixture to become a cornflake tart, I wonder if it will taste anything like I remember it from primary school days! All this baking is to use up some YS stork that I picked up last week. None of this is helping with weight loss though!

allydowd

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foxgloves

1Hannah - 'Minsgame' is a decluttering challenge which Bobarella flagged up on here a while back & I decided to do it in Feb this year. The idea is to decide on a month, then on the 1st day of that month, you declutter 1 item, on Day 2, two items, etc, etc, right up to 30 items on the 3oth....& if there's a 31st, that's another 31 things too. It really focuses the mind & I was surprised just how much I enjoyed it. I'm going to PM you about it. If you google 'Minsgame', you should be able to find it easily enough.
f

allydowd

Good morning DFW-Devotees,

Thanks DNM.

Been a lovely day here and this weekend I've been trying to tie up all those wee jobs that I haven't been able to face and have been putting off. This has gone quite well but has really tired me out physically and emotionally. Done too much to list everything today (:() but here's the highlights:


New Era Day 16:

:grinheart Took myself for an hour's free run this morning along the coast. Declined offer to join paid-for running club.

:grinheart Friend came round bringing chocs and flowers at lunchtime. I'm struggling with maintaining 'real-world' friendships just now which is why I'm only allowing only one friend to visit us at home. Baby steps. "My name is Ally and I used to spend all my money and a lot of the bank's money on my friends to 'impress' them at the yacht club. It's been five years since my last friend-related over-spend and since I left the yacht club."

:grinheart OH saw paving bricks fly-tipped in nearby beauty spot and brought them home, then built a raised bed with them. (Local landowner doesn't mind us scavenging.)

:grinheart OH gave neighbour radish plants. Neighbour will be giving us pepper plants.

:grinheart Found a really creative solution to our 15MB per month broadband account problem that's been bugging us for months. We never have enough data each month but this is the only company that can supply us as we can't have a line to our property as we live in Timbuktu so our internet comes through a mobile Wifi Dongle device with a SIM card in it. We are already on the package with the largest amount of data so we can't pay more for more data. Local library is miles away. And if we run the internet through our mobiles we'll be broke. Solution: Take out a second SIM card only contract that'll give us 10MB per month with the same company. Then, 60% of the way through the month, take the 15MB/month SIM card out of the device and insert the 10MB/month SIM card. Thus we now have 25MB per month. (We're still paying less for these two contracts than most people pay for unlimited broadband.) Hope that makes sense!



Good luck with your Devotions, Devotees.