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Fraud by Brother
mrangel1988
Posts: 2 Newbie
Hey,
I'm not sure if this in the correct section so please move it if its incorrect, I'm post on behalf of my partner.
A couple of years ago her brother opened up two shop direct accounts using her name, and address and his own email address, he later changed the address to his old residence (he no longer lives it).
The accounts culminate to around 3k, my partner contacted shop direct and they basically told her it looked like it was her (even though she questioned the change of address ) and despite the fact that none of the good he ordered were ever actually delivered to her address.
When speaking to shop direct she asked to take this forward as fraud, however 2 or 3 payments were made on the account(not by her) , so she was told this can't be classed as fraud.
The debt has now been sold on, my partner asked the debt company to show her breakdowns of the payments and who made them and where they actually went, because she has no idea and they weren't able to provide this.
She really is going round and round and has no clue where to go next, she has no intention of paying this because it's nothing to do with her and wholly her vindictive brother.
Where should she turn next?
Thanks for your help guys.
I'm not sure if this in the correct section so please move it if its incorrect, I'm post on behalf of my partner.
A couple of years ago her brother opened up two shop direct accounts using her name, and address and his own email address, he later changed the address to his old residence (he no longer lives it).
The accounts culminate to around 3k, my partner contacted shop direct and they basically told her it looked like it was her (even though she questioned the change of address ) and despite the fact that none of the good he ordered were ever actually delivered to her address.
When speaking to shop direct she asked to take this forward as fraud, however 2 or 3 payments were made on the account(not by her) , so she was told this can't be classed as fraud.
The debt has now been sold on, my partner asked the debt company to show her breakdowns of the payments and who made them and where they actually went, because she has no idea and they weren't able to provide this.
She really is going round and round and has no clue where to go next, she has no intention of paying this because it's nothing to do with her and wholly her vindictive brother.
Where should she turn next?
Thanks for your help guys.
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Comments
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It wold be up to the DCA to taker her to court if she refuses to acknowledge the debt. What has happened to the brother??"You were only supposed to blow the bl**dy doors off!!"0
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The brother denies he ever made the debt, so nothing really.0
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Report it to the police as you'll need a crime reference number:
http://www.actionfraud.police.uk/fraud_protection/identity_fraud
Last post in this thread:
https://forums.moneysavingexpert.com/discussion/3179578I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com0 -
She will only get it cleared and treated as his debt if she reports him to the police for fraud. If she is not prepared to do that then they will assume she is just trying to get out of the debt (no reason she wouldn't have items delivered to another address if they would be there to sign for them for example).
She has to take it seriously and treat it as the crime that it is.Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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