Surrounded by "Big spenders"

cns06

Nothing wrong with spending your own money. Problem comes when you have to borrow to pay your finance.

Crashy_Time

chucknorris wrote: »

Walking our dog in the countryside on a nice summers day is what we really like doing, and we will be doing that later today. Even better if we can finish the afternoon (in the early evening) off by eating outside at a pub (so our dog can be with us).


Although with him being a lab, other people's picnics can definitely introduce some stressful moments.

:rotfl:
OP hit a nerve did they Chucky?

Crashy_Time

caronoel wrote: »

Doesnt really sound like your financial position is all that much to crow about.

Personally, I've always seen life as being for enjoying.

Not much point in being the richest corpse in the graveyard.

Very little point to a life as a bankers junkie either. IMO.

chucknorris

Crashy_Time wrote: »

:rotfl:
OP hit a nerve did they Chucky?

No, what on earth makes you think that? The point I was making is that life isn't (or shouldn't be) about money, the things that I like doing best don't cost that much to do.

But guess what Crashy, talking about money, after the ftse 100 hit 7,000 I moved quite a bit of my share funds back into cash (and locked a profit in). So now, just like you (or as you claim) I once again have a substantial amount of cash earning almost !!!!!! all interest. The difference is though, unlike you, I've just been compensated by some profit taking (but I seem to recall you saying that investing shares isn't any good once or twice). The best part was that the SIPP and ISA profit was tax free, as was the first £11,100 of the rest, and then only 28% tax on the remainder.

moneyistooshorttomention

I_have_spoken wrote: »

With interest rates a rock-bottom and likely to remain so for years, why not live a little? Debt/leverage is perfectly rational at the moment

There's no pockets in shrouds!

Bearing in mind, of course, that it would be wrong to die in debt - as that would mean other people had paid for your spending.

One of the very few viewpoints I picked up from my old-fashioned mother being "I don't owe anyone anything" is a good phrase to be able to come out with. No-one would be left knowing their money was "in my shroud" if it came to it and word soon gets round after a while that "They pay faster-than-fast" and you start getting service faster-than-fast.

I've had debt before (courtesy of a very low income/being single) if things came up that HAD to be paid for and I just didn't have the money at the time. But I'm only too glad to be through with that and totally "clear". I wouldn't take on debt for consumer goodies.

moneyistooshorttomention

quantic wrote: »

You're all right of course with what your saying about options and security etc I know its worth it deep down..

I work in an extremely corporate environment which possibly gives me a skewed perception and maybe why I even started this thread to begin with, meetings and events are a sea of Mulberry bags, expensive watches and BMW/AUDIs parked outside - most of the time I don't even really care but sometimes I do wish they would give it a rest and just appreciate the smaller things or at least keep those things to themselves.

I guess the same goes for religion really, I have no prejudice, have any faith you want - just don't rub it in my face.

To me I would look at those Mulberry bags/bmwS etc and think "Yeh...yeh...big deal - NOT" as (much) earlier on in my life I could have married into wealth with a capital W - but I chose not to. So....its a totally pointless exercise anyway for anyone to even try and impress me with that level of spending...:rotfl:. Mulberries/BMW's = peanuts in that world.

...and, on that note, I'll head off into the kitchen of my little 2 bedroom house and make breakfast and hope the weather perks up a bit so that I can head out for a walk in some nice countryside...

chucknorris

moneyistooshorttomention wrote: »

and hope the weather perks up a bit so that I can head out for a walk in some nice countryside...

Good forecast down here in Surrey (good enough anyway, predicted high of 19), so that's what we will be doing later with our 4 legged friend.

ToriP

Some people want to spend their lives enjoying it and that involves spending money. Some people get enjoyment out of saving, seeing money in the bank and owning their house. Each to their own...

GwylimT

We all want different things, for what its worth one of my close friends has a private jet and a light air craft he pilots, hes as miserable as sin.

You need to be happy with what you have, or do anything possible to achieve your goals, it doesn't matter what anyone else wants in life or already has.