I'M in desperate need of help

Karen777

agree with what everyone else has said - you are not the only one in this sort of situation, stick around and people on here can help. good luck.

neerdowell

Hello everyone! Sorry I haven't been on for a couple of days.

UPDATE
I have a meeting with a different bank tomorrow to open a new account.
So when that's happened I have enough time to get my wages into that account before payday hopfully.
I've been in touch with citizens advice and they have arranged a meeting with me to go through things. The payday loans haven't been in touch as of yet after tomorrow I'll ring them all and get that 30 day cooling off period an and from there its budget time time.

Thanks everyone for the messages and tips

dancingfairy

Good stuff. You can get through this.

df

takingcontrolatlast

Hi,

Read your thread and didnt post as i dont feel experienced to offer advice and i dont know anything about pay day loans. I kept thinking of you over the weekend and so glad that you are taking positive action with the help/advice of others on this site.

Dont beat yourself up that you have made bad choices - start making good choices as sadly gambling is in you - so you need be strong and take the control - it is after all just an obsessive compulsive habit that can be beaten. Sincere best wishes - you can do it

bexster1975

Disgusting scum posting above. Reported as SPAM

rockm87

Reported - it's appearing on other threads too!

MeandO

Reported too - several times.

bexster1975

To clarify, spam has now been removed. I do not want to cause offence to previous posters!!

clint_S

I hope you have registered yourself as self-excluded to the gambling companies, you can do this for a period of time up to 5 years. search Gambleaware for more details on this.

If you don't live to far from work try cycling, most companies do a cycle to work scheme where you can get up to 40% off any bike and equipment. This will cut down on your travelling cost.


Get rid of the luxuries, you don't need them, once you've cleared the debt then things like Spotify can be re-applied for.


32% of the population takes cheese sandwiches in to work for lunch every day. Pack lunches are a cheap way to eat, you can get soup at Tesco for 25p and reduced loaf of bread for 32p (I've seen this as low as 12p).

rockm87

oo I swear by peanut butter and jam!! cheapy cheap too!