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Please help; Should this account still show as a default?

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Comments

  • kgw1009
    kgw1009 Posts: 52 Forumite
    Part of the Furniture Combo Breaker
    Neil

    I was told by Experian that it won't be marked as satisfied but will show a zero balance. I also think it should show as satisfied and not still defaulted. I believe Experian have fobbed me off.

    Kev
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Monthly status marker on Experian would remain an 8. That is just how the show them. The main details of the account should show a default that also says satisfied somewhere.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • kgw1009
    kgw1009 Posts: 52 Forumite
    Part of the Furniture Combo Breaker
    It's the status that still shows default though. This can't be right.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    kgw1009 wrote: »
    It's the status that still shows default though. This can't be right.

    When satisfied it is a satisfied default. It is still a default though. That doesn't change.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • kgw1009
    kgw1009 Posts: 52 Forumite
    Part of the Furniture Combo Breaker
    No I understand that but the status should say satisfied not default. Both equifax and call credit show satisfied.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Post up a screenshot of what it shows.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • kgw1009
    kgw1009 Posts: 52 Forumite
    Part of the Furniture Combo Breaker
    Updated: 28/04/2015
    Current Status: Default
    Type: Communications
    Balance: £0
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    edited 15 May 2015 at 10:45AM
    That could be wrong depending on what the rest says.

    Really need a screenshot or scan (any personal details blanked). The format of the paper and online report you are looking at could be different to the last ones I checked, so need to see exactly how it appears to you to have an idea.

    i.e don't want to send you off making a fuss complaining when it's actually correct under the current format. Or conversely, tell you it's OK if it may not be.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
This discussion has been closed.
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