We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mobile finder uk

MWAUGH1983
MWAUGH1983 Posts: 203 Forumite
Hi,


Was wondering if anyone had dealings with these. I got a call from them and was going to get a phone with them.


When they asked for payment I wasn't interested due to affordability. The guy hung up. Later that day I received a txt from my bank advising of attempted payments and one was from these for 84 quid. I didn't give them authority for this.


I have asked for their complaints policy but as I am not a customer and they didn't take any monies they wont provide it - can someone advise if this is the case. I was always under the impression that a company had to provide a policy. They have nothing if such on their site.


No money was taken but I have an issue when a company try to take cash from you when you haven't authorised it.


Cheers


MWAUGH1983

Comments

  • mobilejunkie
    mobilejunkie Posts: 8,460 Forumite
    They couldn't have tried taking money from your account unless you gave them the details. If assordability was the issue why wouldn't you know that before giving out such information?

    You have a misconception about complaints policies. Those that do have them usually pay lip service anyway but are outweighed by those which don't.

    If you're concerned about dealing with a website, either research it properly first - or avoid it. Otherwise you might as well give out personal information to a man on a street.
  • eDicky
    eDicky Posts: 6,835 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    MWAUGH1983 wrote: »

    Later that day I received a txt from my bank advising of attempted payments and one was from these for 84 quid.
    Only one was from them? How many other cold-callers that day did you give your bank details to? It may not be a complaints policy that you need to consult...
    Evolution, not revolution
  • MWAUGH1983
    MWAUGH1983 Posts: 203 Forumite
    eDicky wrote: »
    Only one was from them? How many other cold-callers that day did you give your bank details to? It may not be a complaints policy that you need to consult...



    Cheers for the sarcasm but the bank wanted to confirm payments from account one was a cash withdrawl that day and the other was mobile finder. I told them not to take money yet they clearly attempted.
  • MWAUGH1983
    MWAUGH1983 Posts: 203 Forumite
    They couldn't have tried taking money from your account unless you gave them the details. If assordability was the issue why wouldn't you know that before giving out such information?

    You have a misconception about complaints policies. Those that do have them usually pay lip service anyway but are outweighed by those which don't.

    If you're concerned about dealing with a website, either research it properly first - or avoid it. Otherwise you might as well give out personal information to a man on a street.


    Well yeah I did give the details and when they said they wanted to take a payment I said no thanks and the guy hung up. This doesn't give them the right to take payment when I told them not too. If they said at the time they wanted a payment I would have politely decline.


    I only ask them for their complaints policy as I wasn't getting anywhere and they said they don't have to as I wasn't a customer - if I wasn't a customer then why try to take payment.


    Not to worry im not looking for a ticking off or be patronised im looking for advice.
  • eDicky
    eDicky Posts: 6,835 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    MWAUGH1983 wrote: »
    Cheers for the sarcasm
    Sorry, couldn't resist. How did they come to have your number?
    Evolution, not revolution
  • MWAUGH1983
    MWAUGH1983 Posts: 203 Forumite
    Well it was an application I made. I asked them who they were, only after I saw a ton of complaints that they aren't to be trusted. Appears they have been at it for a while.


    Im reporting them to OFT as they seem bogus - when you complain all you get is attitude and people hanging up.


    Im disappointed in myself but you learn from your mistakes.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.