Friday 8th May 2015 - What small DFW things will you do today?

allydowd

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:

allydowd

Morning DFW-Ninjas,

A new day; a new era, a new signature.

The List:

:starmod: Go to work even though my bed was so comfy this morning.

:starmod: Take a packed lunch.

That's all for now. Good luck on your quests, Ninjas.

xJOJOx_2

:T:T:T:T:T:T:T:T:T:T:T:T:T:T

Over the moon for you ally

Congratulations

:beer::money::beer::money::beer::money::beer::beer:

xJOJOx_2

Good Morning everyone! Got home from work last night and went straight bed at 7, only waking up again at 6am! Oh dear! Hopefully I'll be all the better for it today.

Just beginning to have background works done where I work for a upcoming refurb. Once it's done, we're be serving food again. So it be a lot busier yippee

Money very tight for rest of week due to some purchases in garden. Luckily got some £1's and 50p's stashed so can pick up basics with them. One fully will get wages on time tomorrow (requested they change the branch I get them sent to, so no chasing- we'll see) owed two weeks of overtime too

Children have come back from daddy's all hypo and already destroyed the house! Roll on school haha

Daily Dfw's
Check Banking/Emails tick
Postcode Lottery tick
Check Onepoll and any other surveystick
Nightly routine (plugs/doors etc)
Packed lunches for all tick
Withdraw money for childminder, gas and electric & pay tick
Walk all journeys tick

Old school & making things last
Use same 'daily' eyeshadow/lipstick to use up some supplies n/a today
All lights/switches/TV off when not in use tick
All meals from stock & extra portion to freeze tick
Flask made up to take work tick
Use it up - peanut butter spread (nearly there)
Charge phone & iPad at work tick
Pick up some plastic tubs not being used at work tick


Entertainment & Leisure
Read one chapter in book tick
if sunny, plant some pots with little ones
Ys popcorn kernels and Dvd tonight (unless I sort tv out) tick

Home and decluttering
Do one load of washing tick
Iron & put away washing
Quick tidy round for later
Finish tidying my room
List and wrap Christmas presents
Small bag to charity shop tick
Few bits from town whilst passing through (cheaper than local) tick
Freeze bread for later in week

Upping my income
Smile and earn some tips
Ebay at least one Item today
Another box to sort for music magpie (on the ones with best prices)

oohhhh sister has just dropped clothes a round for the girls, about 8 outfits. She picked them up for £1/£2 each! Love getting clothes for the girls as always in need for them. So htt was a nice surprise!

A lady came in pub just before we opened, lost and wanting a coffee. Didn't have any coffee due to things being a bit inside down at moment, so I made her one of my cappicunio sachets and didn't charge anything. Got to give good Karma back out, even if it's only in little ways. Plus she knows where's she's going know :-D
Have a good day all xx

Shortie

Morning all xx Hoping for a slightly quieter day in work today and so glad it's the weekend tomorrow and I'm not on call.

For today...

- Breakfast in my bag for work - some biscuits. It's not in the slightest bit healthy but I had no inspiration and fighured that some jammie dodgers weren't a far cry from the breakfast I sometimes buy in for emergencies like this :rotfl:
- Lunch in my bag for work - jacket spuds, cheese and beans
- Snack in my bag for work - some popcorn from a microwaved bag (4 for £1 in Home Bargains)
- Tea made in work

No unplanned spends today - Mr Shortie is going to get loft boarding bits today so that we can finish the loft space off

Congrats on reaching Debt Free Ally!!

ziggy2407

Good Morning All

Ally - Thanks for starting us off today and massive CONGRATULATIONS :T:T
FatVonD - I've never counted how many I enter but I do enter a lot (as my friends on FB will know ), some days more than others and from various sources - I just don't pay to enter

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Well the sun's shining, feel good in myself but uncertain as to what the future holds for me/mine and the country as a whole. Today's little list:

Packed lunch for DH - Done
Return faulty DVD to Amazon -
Return DVD's to library -
Order Glasses -
Collect prescription -
Bake -
Craft -
Continue purge on Emails -
Continue purge on FB & Twitter -
Surveys -
Check Banks -
Check swapits -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Pamper feet this evening -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Read -

Have a great day, love to you all

C x

Tidy_Up_Tash

Good Morning!

Thanks for the start, Ally and Congrats!!!! :T

Another quiet day for me. OH has disappeared off to Twickers for the Army Navy match tomorrow. Just me and the boys for the weekend.

This morning I've done my first "big" shop at Al Dee. Discovered a while ago a friend went there, so I tagged along (I don't drive, so rely on Home Delivery usually). Quite impressed with what I got. Save quite a bit compared to Mr T. I still have a delivery due from him tomorrow, though. I can get some bits cheaper there.

The rest of the day,..

• Finalise Mr T shop
• Start work on bulk cooking meals for month
• Tidy up a bit, maybe.
• Update sig with Al Dee shop

Not a lot, but I am going to see a work friend for a catch up and a gossip, so I'm up to speed on the goings on at work when I go back Tuesday. Then I have to go to the School to [STRIKE]suffer[/STRIKE] enjoy the VE Day Celebrations. Then dinner and getting the boys ready for cubs. Busy girl today!

Hope you all have good days.

desperate2save

Hi everyone!! Ally congrats on being debt free, what an amazing feeling it must be!

Well I've done quiet a bit already today, but expensive today, £15 in a pound shop :eek: but got decorating bits aswell as cleaning bits to do some decorating next week, amazing how much cheaper diy things are in the poundshop!

Hung washing out to line dry - save on tumble drier!
Received a voucher from the crisps company for a £4 lunch I won! Only treated myself the other day and won! Don't mind that hey!
Need to start a diary or a thread for my ambitious aims!

Hope everyone has a lovely day :cool:

[Deleted User]

xJOJOx wrote: »

A lady came in pub just before we opened, lost and wanting a coffee. Didn't have any coffee due to things being a bit inside down at moment, so I made her one of my cappicunio sachets and didn't charge anything. Got to give good Karma back out, even if it's only in little ways. Plus she knows where's she's going know :-D
Have a good day all xx

This is lovely - I also believe in a little bit of Karma and sometimes it's the small things that can make someone's day

Well done on becoming debt-free Ally :T That must be such a good feeling, well done!

Today has been a mixed day for me:

I've finally managed to get through to the Tax Credits Specialist team and they have finally agreed with me, accepted all of my proof, apologised and have closed the case. Now have to wait for them to send out new paperwork so I can open up a new claim, so it will take a while as they are 'extremely' busy, but at least it is sorted and will be backdated.
The downside is that all of my joints have been sore today, even lifting the kettle has hurt my wrists. Phoned the docs and bloodtests have come back normal, but that doesn't explain my pain so have to go back to the docs and see what they say.
I have checked our online banking, put the new insurance documents in the car and have put a lamp ready for someone to collect later. Really want to go round the house sorting, cleaning and tidying today but just don't have the energy.

I hope you all have a great weekend

YORKSHIRELASS

Hi all

Still recovering from being ill. Called into A@da and dithered for ages about whether to get a normal cheap lightbulb or an energy saving long lasting one!! Bought the energy saving one in the end.

Oh and I have found a really good barber who cut DSs hair for half the price we normally pay and he made a really good job. Ridiculously pleased about the money saved.

Need to update my spreadsheets but I think I am doing OK, even with the £20 school trip that was unexpected.

Bobarella

allydowd wrote: »

Morning DFW-Ninjas,

A new day; a new era, a new signature.

The List:

:starmod: Go to work even though my bed was so comfy this morning.

:starmod: Take a packed lunch.

That's all for now. Good luck on your quests, Ninjas.

That is amazing news to come into! Never mind the election results THIS should be front page news. :T:T:T:T