Does 50 50 claim affect ncd?

Broken_Biscuits

if you make a claim where your policy pays out and do not make a full recovery before renewal you will be negatively affected.

that includes non fault claims and 50/50 claims.
recovery of losses is the important thing.

catoutthebag

There are no losses as far as I'm aware as no claims.

Quentin

catoutthebag wrote: »

There are no losses as far as I'm aware as no claims.

There are 'losses " - you reported them to your insurer (both vehicles sustained damage).

Not claiming is irrelevant to this.

Your reported incident has affected your premium

Quentin

catoutthebag wrote: »

I forgot to add, when I called them a couple weeks ago (which was a couple weeks after the incident ), they actually said they'd closed the file on it.

Is it therefore unusal that it's still logged?

No.


The incident/loss remains as part of your history even though no claim ensued. (Though the third party has 6 years to instigate a claim against you)