We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Bank Holiday: Monday 4th May - what small DFW things will you do today?

ziggy2407
Posts: 4,106 Forumite


When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important! :money:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important! :money:
Goodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/52
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/52
0
Comments
-
Thanks for the start ziggy
Been awol over the weekend but I've been a very busy girl and not really had to seconds to spare. This is kinda my weekend update x
# Got someone to put up my TV up on the wall, with a bracket I've had for about 2 months
# veg plot has been dug over for me. I'm now starting to remove all the rubbish and break it down section by section. It's like a landfill! In one small section I found 4 scanners, a action figure, loads of plastic, 4 marbles and lots of twisted bits of metal. It's going to be a ongoing project to get it all right. Bit by bit.
# planted two strawberry plants
# picked up some seeds to plant went patch is ready
# night out Saturday, hadn't received overtime two weeks ago so I got them to pay me with beer! Enough for me and my friend. Lifts all there and back. Watched boxing for free, no £££,s spent.
# friend brought little ones a new pair of trainers each, bless her
# been giving free compost bin and stepping stones for plot
# garden made childproof with gate and lock on side alley on house
#ys items for stirfry last night. Meal costed .73p, however it was so nice I ate the lot and didn't save any for another day
# squeezed in some over time Saturday morning (3 hrs)
# took j2o home as staffs and popped in fridge. Will try and remenber to get a free every week (don't like taking to many with working the quiet shifts)Debt Remaing £315 :jBreath out the past, Breath in the futureBig Dreams Start Small0 -
Morning ziggy & JoJo happy BH Monday to everyone :j
So been up since 5 with dgd! :eek: But have been very productive! Been reading a thread about KonMari method of tidying/decluttering - just what we've been saying we need to do to make our lives easier/less stressful. So far have organised all paperwork - and thrown out LOADS of old stuff. Organised food shelves in pantry (the other end is a BIG task, so leaving that for now!
[STRIKE]Finished cleaning old fridge/freezer. Will get oh to help me to put it in the garage later.[/STRIKE]
[STRIKE]Load of washing in machine. Will hang it out later[/STRIKE]
Going to reorganise tops in a bit
[STRIKE]
Make up chicken rice dish for lunches/snacks
[/STRIKE]
Take pictures of a few bits to put on ebay
[STRIKE]bag up items to drop off at CS[/STRIKE]
go for a nice walk later
Might quickly sew a bag to store carrier bags in
take down bed in dgd's room and store in loft
Finish tidying up upstairs
Ok think that's loads! Have a great day xDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Dnm hey I've read a little of that thread, then googled some of the folding techniques for clothes. I've been rearranged a drawer at time and sending clothes to charity shop each week. Will proberly do more once on top of everything in the house again xDebt Remaing £315 :jBreath out the past, Breath in the futureBig Dreams Start Small0
-
Morning everyone (again) Today's listy now. Lovley bank holiday, a extra day with the girlies :-D was originally going to out but now we're in the middle of a hundred jobs, a day in the garden it is.
Daily Dfw's
Check Banking/Emails
Postcode Lottery
Check Onepoll and any other surveys
Nightly routine (plugs/doors etc)
Phone up pharmacy4u and register
Lunches prepped for tomorrow
old school and making things last
Use same 'daily' eyeshadow/lipstick to use up some supplies
All lights/switches/TV off when not in use
All meals from stock
Seam to acquired a lot of half jars of stuff need to use up, peanut butter
Peeling in compost bin
Entertainment and Leisure
Read one chapter in book
Netflicks tonight...if time
Home and decluttering
Try and catch up on washing..again
rearrange and tidy living with new TV position
Buy bookcase unit and side table
Re home dvd holder
Small bag to charity shop
Pick up edging for garden, some pots, compost and maybe more seeds?
upping my income
Another box to sort for music magpie (on the ones with best prices)
Have a good day all xxDebt Remaing £315 :jBreath out the past, Breath in the futureBig Dreams Start Small0 -
Morning all,
Happy bank holiday monday
Thanks for the start Ziggy
DNM - I don't envy your 5am start!
Jojo - sounds like a very productive weekend.
My list for today
* Make note of car mileage
* Switched mobile off over night
* Heating off
* All meals from stores - plan & prep - parents coming for lunch again so going to have a "sunday dinner" better get peeling..
* Check email survey oppurtunities
* Unsubscribe from junk emails
* Drink warm water rather then tea/coffee save the cost of tea/coffee/milk and less calories too
* Try to use something out of the use up food box
* Read a few pages of a book - bought more then a year ago, about time I read some of it
* Do some Swagbucks
* Check checkoutsmart
* Check shopitize
* Check Sun perks
* Check FPL
* Check TCB
* Check Quidco/clicksnap
* Get out for the afternoon with the kids to the park for a free game of tennis
* Use nectar search (aiming for 10 a day on comp & 7 a day on app)
* Use up pamper box contains (used up 1/17 nail polish 1/4 handcream 0/1 footcream 0/3 perfumes so far)
* Use up household box contains (used up 2/5 shower spray & 1/1 spray cleaner that I didn't like so far)
* Check Banking/update spreadsheets
* Wash a load at 30 degrees
* Hang washing on line
* Make families lunches for school/work & one for me tooFollowing :money: to keep us debt free :j0 -
Good Morning All
Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.
The sun is shining and it quite warm too, so up and at it today while motivation is high. Today's little list:
Shopping with list & coupons - Done
Upload receipt to Checkoutsmart -
Washed two paid of DS's trainers - Done
Washing & line dry -
Clean outdoor bin rather than pay someone £60 per year
Clean outside of patio doors glass - Done
Get OH to clean Front door and patio door frame -
plant potatoes in big tubs -
Weedkiller patio on front (with homemade weedkiller) -
Big clean in attic and move things round so we can move games table so we're able to use it more (before son decides he's too old for it )
Watch dvd's from shelf -
Craft -
Continue purge on Emails -
Continue purge on FB & Twitter -
Surveys -
Check Banks -
Check swapits -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Make Fruit Salad (we're loving them at min and seem to be getting through more fruit this way) -
Pamper feet this evening & nails -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Read -
Have a great day, love to you all
C xGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
The gig last night was brilliant and though we weakened and went to the kebab shop it was closed so they saved us from ourselves :rotfl: luckily I had defrosted some fingers rolls and bought a tin of hot dogs so we had those instead.
I woke with a headache but I think it's more to do with referred pain from an ongoing neck problem than the one pint of cider I drank last night (I am such a lightweight nowadays!) I've taken some painkillers and know the exercises that will relieve it but I've been excused visiting the Inlaws on account of it.
I'm meeting DH at my mums later as she has a small bit of DIY that needs doing. My DS came home earlier and I still have £20 worth of vouchers in my purse so may take him out for lunch, we could have lunch here but going out will mean he can't avoid talking to meI find the best places to find out what's going on in his life is either in the car or if we eat out alone.
I'm not looking forward to going back to work tomorrow but at least it's a short week :T
Have a great Bank Holiday everyone!Make £25 a day in April £0/£750 (March £584, February £602, January £883.66)
December £361.54, November £322.28, October £288.52, September £374.30, August £223.95, July £71.45, June £251.22, May£119.33, April £236.24, March £106.74, Feb £40.99, Jan £98.54) Total for 2017 - £2,495.100 -
I only just saw this thread as the other thread has the 4th on it too." Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Afternoon DFW-Ninjas,
Thanks for the starter Ziggy. Tiny list today:
The List:
:starmod:Friend visited bearing gifts of chocolate and flowers. Lovely freebies.
:starmod: Meals from stores.
:starmod: Bought very reduced price asparagus in local Sainsbury's.
:starmod: Free 5 mile run this morning along the coast and through the forest.
:starmod: Washing out on line.
That's all for now. Good luck on your quests, Ninjas.Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 -
MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:
- A Girl Called Jack, cheap recipes ( Link
- Benefits check-up ( Link )
- Birthday Bingo, daily free game ( Link )
- Coupon Shop Forum list of money-off coupons (Link)
- eBid ( Link )
- Freecycle ( Link )
- FreeStuff ( Link )
- FreeUKStuff ( Link )
- i-Say Surveys (Link)
- List of online newspapers. At bottom of the linked page. ( Link )
- MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
- MSE Abbreviations Explained ( Link )
- MSE Deals and Vouchers ( Link )
- MSE Wow Offers ( Link )
- My Supermarket ( Link )
- OnePoll ( Link )
- Quidco ( Link )
- Reclaim PPI at no cost to yourself ( Link )
- SayNoTo0870 cheap phone number finder ( Link )
- Survey sites that pay for your opinions ( Link )
- Swagbucks ( Link )
- Swapit ( Link )
- Tesco Orchard product testing (Link)
- Toluna ( Link )
- TopCashBack ( Link )
Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 - A Girl Called Jack, cheap recipes ( Link
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards