Natwest - receiving faster payments slowly today?

Hi,

Usually faster payments appear in my Natwest account immediately - I've sent one this morning and it hasn't appeared yet...

Anyone else noticed any slower faster payments this morning, before I start stressing?

Thanks

calydon

Comments

  • kensiko
    kensiko Posts: 291 Forumite
    Tenth Anniversary 100 Posts Combo Breaker Photogenic
    FP are only guaranteed on the same day (not instantly) between participating banks. Though as you know they are usually instant.

    There could be a number of reasons it's taking longer:
    1. Is it a new FP setup and did the details get input correctly? (worse case scenario)
    2. Is it a large amount? It maybe over the FP limit or be enough to be put on hold for a fraud contact making sure it's you who did the transfer.

    I'm sure it will be fine if all the details were OK so don't panic and wait till they contact you or it appears.
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    kensiko wrote: »
    FP are only guaranteed on the same day (not instantly) between participating banks.

    They are guaranteed by the end of the next working day, subject to passing any checks the bank might carry out.
  • eskbanker
    eskbanker Posts: 36,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    calydon wrote: »
    Natwest - receiving faster payments slowly today?
    Just out of interest, what makes you assume that it's a delay at NatWest's end rather than the sending bank?
  • pmduk
    pmduk Posts: 10,671 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    It's a Friday, turn of the month and a Bank Holiday weekend, I suspect its just the volume of transactions slowing things down.
  • calydon
    calydon Posts: 37 Forumite
    It's there now - thanks all
  • No_6
    No_6 Posts: 835 Forumite
    Part of the Furniture Combo Breaker
    Payments, which used to take anything from 2 to 3 days or longer
    now turn up immediately and if not... We are worried :)
    been there done it but at least the new system works reasonably well.


    6
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