Current Account - Annotate Transactions?

SkyeFWP

Morning

Does anyone know of a current account that allows you to add a note to every transfer you make even if it's internal (e.g. from one account to another with the same bank)?

I have 3 Lloyds accounts, an RBS account and a Barclays business account. When I make a payment out of Lloyds to RBS/Barclays I can add a note which reminds me what the payment was for.

When I transfer money from my Lloyds account to my other Lloyds account I can't do this and it means I have to duplicate my effort my making notes etc.

Anyone know of a good current account with this function?

Thanks!

InsideInsurance

Any banks that dont allow you to add a reference that appears on statements? Doesnt help for transfers to other people/ companies where they have a reference they want you to quote for IDing you but for transfers between your own accounts you can write what you want

SkyeFWP

InsideInsurance wrote: »

Any banks that dont allow you to add a reference that appears on statements? Doesnt help for transfers to other people/ companies where they have a reference they want you to quote for IDing you but for transfers between your own accounts you can write what you want

Thanks II

Yes, if I understand your response. I am looking for a bank that allows you to add a reference/note to any transactions . You said "but for transfers between your own accounts you can write what you want" - I can when I transfer money to another person e.g. "Cinema Tickets" but when I transfer money between my own accounts I am unable to.

I want to be able to add notes so each transaction so I can look back and know what the money was for.

anoncol

You own accounts with in the same bank?

Archi_Bald

anoncol wrote: »

You own accounts with in the same bank?

Lots of people have more than one account with the same bank.

OP, I don't know of any bank that offers a Reference filed for internal transfers. If you need to make notes, you could use a personal finance package or a spreadsheet or a piece of paper to record your transactions.

SkyeFWP

Archi_Bald wrote: »

Lots of people have more than one account with the same bank.

OP, I don't know of any bank that offers a Reference filed for internal transfers. If you need to make notes, you could use a personal finance package or a spreadsheet or a piece of paper to record your transactions.

Thanks Archi - Yes it's my own accounts, I have 3 with Lloyds.

I have personal finance packages etc I'm just trying to avoid duplication of effort. It seems a simple but valuable tool so I'm surprised banks don't offer this

anoncol

Archi_Bald wrote: »

Lots of people have more than one account with the same bank.

OP, I don't know of any bank that offers a Reference filed for internal transfers. If you need to make notes, you could use a personal finance package or a spreadsheet or a piece of paper to record your transactions.

Sorry a crucial letter disappeared in my typo. I meant
"YouR own accounts with in the same bank?"

Hence why they couldn't "annotate their transactions" due to being a transfer rather than "a payment".

There is a work around though, you could "make a payment" like you were going to pay someone else, but just enter your details to your other Lloyds account.

But tbh, i'd rather keep it all in my own finance software, that way you can actually back up your data files. Finance data must be the 2nd most important thing i'd never want to lose now if my machine died after photos. So always back up. If you use your banks methods then even then it only lasts at most 6 years before they delete it.

Archi_Bald

anoncol wrote: »

Sorry a crucial letter disappeared in my typo. I meant
"YouR own accounts with in the same bank?"

Glad it's not just happening to me

anoncol wrote: »

But tbh, i'd rather keep it all in my own finance software, that way you can actually back up your data files. Finance data must be the 2nd most important thing i'd never want to lose now if my machine died after photos. So always back up. If you use your banks methods then even then it only lasts at most 6 years before they delete it.

or even less than that, e.g. if you switch. I keep every last transaction in my personal finance app myself, and it gets backed up of course.

Milarky

Zurich Bank did this

fiendishlyclever

Milarky wrote: »

Zurich Bank did this

I was about to post this. Pity they withdrew from the market

anoncol

fiendishlyclever wrote: »

I was about to post this. Pity they withdrew from the market

Demonstrating my and archi point exactly!