Wednesday 29th April - What small DFW things will you do today?

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:

ziggy2407

Good Morning All

Bob - Sending big hugs, sorry you're going through a tough patch

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Dull and wet weather here so far, a small little list:

Packed lunch for DH & DS - Done
Stew all ready for SC -
Make appointment for eye test -
Clean patio doors inside -
TV off & music on -
Craft -
Continue purge on Emails -
Continue purge on FB & Twitter -
Surveys -
Check Banks -
Check swapits -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Pamper feet this evening -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Read -

Have a great day, love to you all

C x

PollyPrissypants

Good morning all,
Bob - I hope your insurance finally gets sorted.
Hmm.. well it's a tough day for money saving for me today. I need to pay the council tax and go to the shop for some milk. Because I have to take the kids, going in for just milk is trickier than it sounds.
Why do they always put the kids magazines at child height right near the tills? I think we all know why :mad:
At least all meals today will be leftovers from the freezer, oh and I'll be making up a batch of my homemade lemon and baking soda cleaner.

xJOJOx_2

PollyPrissypants wrote: »

and go to the shop for some milk. Because I have to take the kids, going in for just milk is trickier than it sounds.
Why do they always put the kids magazines at child height right near the tills? I think we all know why :mad:

I completly understand this :rotfl: I've now started getting them to wait outside if I'm just nipping in from milk, can still see them as only a little shop. Although it's kinder eggs and slush puppy's with mine!

xJOJOx_2

Morning everyone! A big cleaning and sorting day today, seen as the weather is horrible

Daily Dfw's
Check Banking/Emails
Postcode Lottery
Check Onepoll and any other surveys
Nightly routine (plugs/doors etc)
Phone up pharmacy4u and register
Lunches prepped for tomorrow
All meals from stock

old school and making things last
Use same 'daily' eyeshadow/lipstick to use up some supplies
All lights/switches/TV off when not in use
Seam to acquired a lot of half jars of stuff need to use up, peanut butter

entertainment and Leisure
Read one chapter in book
Craft night with little ones

Home and decluttering
Get top of mountain of washing
big tidy up day
Small bag to charity shop
Sort drawer out in bedroom

Upping my income
Ebay at least one Item today
Another box to sort for music magpie (on the ones with best prices)

A few things been rolling on for a week now, just not had the time. Need to try and get one of these ticked of at least today

1HANNAH

Good morning all,


Ziggy - Thanks for the start, its been wet and grey here too but there is some blue sky on its way!
PPP - I feel your pain re little shops with little ones!! When mine were little I started buying long life milk in addition to the normal fresh milk we buy to have around as back up.
jojo - Hope you have a productive day
Shortie - Thanks, I find posting my stuff on here really helps me stay focused and I get things done
Dawn - Hope you are feeling less meh today

Hope everyone who follows has a good day too

My list for today...


* Switched mobile off over night Done
* Heating off Done
* All meals from stores - plan & prep - Done sc on with beef casserole/stew
* Walk to/from bus stop with boys Done and it was nice we had very silly conversations this morning
* Check Banking/update spreadsheets Done all money moved around ready for DH payday tomorrow (can't wait as he's getting a payrise & being paid a bonus this month too )
* Check email survey oppurtunities Done, one pureprofile that screened out, will check for others later
* Unsubscribe from junk emails Done, far less coming through these days
* See what I can use out of the use up food box Done, used some dried herbs out of a giant tub we don't remember even buying!
* Read a few pages of a book - Finished one so need to choose next one Done, choosen Flylady's body clutter book that I bought more then a year ago and never touched. May read a little more later whilst waiting to collect kids from karate
* Clean & tidy fridge Done
* Check checkoutsmart Done and sis been to pick up freebie Malibu drink
* Check shopitize Done
* Do some Swagbucks Done.. well started, running the sbtv app and will see what else I can find later as not far off a payout on there.
* Check Sun perks Done
* Check FPL Done
* Check TCB Done
* Check Quidco/clicksnap Done and another Malibu picked up by sis
* Update freezer list Done
* Make date cake (use up 1/2-23 packs of OOD dates will make 46 cakes!) Must make this today as its been on the list since Friday I think! Done, well cooking as I type, my oven is a bit temperamental so trying making in the convection microwave again
* Add items to charity bag Done
* Use nectar search on mobile as up to limit on desktop versionDone a few
* Use pamper products (used up 1/17 nail polish 1/4 handcream 0/1 footcream 0/3 perfumes so far) put a little perfume on so far and used up my first handcream
* Use household products that have been around for ages (used up 2/5 shower spray & 1/1 spray cleaner that I didn't like so far) remembered to use shower spray after DH was in there
* Make families lunches for school/work & one for me tooDone
* Sort Bathroom cupboard Done and added some bath toys to the cs bag
* Sort Showeroom cupboard 3/3 Done, found another hand cream to add to my pamper box also some part bottles of shampoo that can head into my gym bag
* A mountain of ironing to do too, but its not DH's shirts at least! Done
* Made a batch of protein balls that I had a recipe on pintrest for, This is to use some dates (given as a gift by our foreign tenants) and some of the protein powder in my use up box.







Quick cuppa and then back to it :j

xJOJOx_2

Hannah 17 nail varnishes, you sound as bad as me although I may have a few more, all pretty much full. Had this little phase where I went nail varnish crazy but I barley use it now as its forever chipping away when I'm cleaning. I also have a stock of beauty products etc but I've been using some things differently instead of their tended purpose, only way I'll get through them :rotfl:

determined_new_ms

Morning guys :wave: thanks for starting us off ziggy :A

Arggghhhhh! Gonna be a hard day! Came back from Taunton last night and there was an incident on the M4 (lorry with concrete over turned ) so I didn't get in till 4.30. Lot's of coffee and hope it's an easy day. Have just woke up so just having a coffee before I get ready and go in late....

Small things:

* checked banking - received £13.25 interest on 123 account :T
* will do a load of washing & hang up
* put away a mountain of washing
* B/L at work
* get something out of freezer for dinner
* work out how to connect my new phone to the network
* work out how to transfer numbers from ole sim (standard size) to new phone (micro size)
* bath, book and bed
* post ebay item

Ok better get my skates on x

ziggy2407

xJOJOx wrote: »

Hannah 17 nail varnishes, you sound as bad as me although I may have a few more, all pretty much full. Had this little phase where I went nail varnish crazy but I barley use it now as its forever chipping away when I'm cleaning. I also have a stock of beauty products etc but I've been using some things differently instead of their tended purpose, only way I'll get through them :rotfl:

You could always paint your toenails :rotfl: or even use them in a craft, have seen some funky drinking glasses with marbled bottoms - check out pinterest, I am sure there must be hundreds of uses for nail polish rather than its normal use

foxgloves

Morning Frugal Friends,
My money saving efforts today:
*Wash bedding (in WM now) & hopefully line dry when rain has stopped.
*Make bread rolls & freeze for weekend when we have guests.
*Make Delia's little cheese & onion rolls for weekend family picnic. The pastry will nicely use up a half pack of Trex which has been lurking since Christmas.
*Make onion gravy to serve with mash & 49p Waitrose ys sausages tonight.
*Make tomorrow's packed lunch.
*Tiny plastic tubs refilled with value raisins for work snacks.
*Transferred everything from old handbag to lovely new one I received for my birthday yesterday. Had a good clear out at the same time. Unbelievably, the new bag contained 22 sheets of good quality blue tissue paper & 5 sheets of white! All now folded & transferred to my wrappings box.
*Watered greenhouse veggies & baby plants.
*Update grocery budget.
*Paid 2 x 50ps into my sealed pot.
*Defrosted stew to go on jacket potatoes tomorrow night.
*Update freezer list with all yesterday's reduced bargains.
*Sorted out big box of large jam jars for storage in shed. Don't want to take to bottle bank as I'll regret it when it's jam/chutney season.
*Cut open tube of hand cream to get the last bit out.
I'm making good progress with this list. Have a good audio book on in the kitchen - Camilla Lackberg....I like the dark Scandi-crime genre so I enjoy her books.
Hope everyone who was worried/down yesterday has a better day. Bob - I look forward to hearing your insurance issues are sorted. Such a shame about the subletting issue. Ok, must crack on,
F x

Shortie

Morning all, a quick flying visit and will catch up on posts at lunchtime..
I woke up uber late and didn't twih, had a leisurely shower hinki it was 06.30 to suddenly realise it was 07.30 :-O

Ran out the door with no food (and still have no bank card) so unless I borrow cash from someone in work my food for today consists of 2 pasta cuppa soup things, multiple packs of breakfast biscuits, tea and squash. Lol

Adamant I don't want to borrow cash though as I'm bursting to save money xx