royal navy pension ??

hi my husband has asked me to ask anyone with information if he may be entitled to a royal navy pension he served from may 1972 until july 1976[able seamen] he is extremely disabled [amputee also 2 new hips operation all went wrong but that's another story ] he is 58 [59 july] any help would be appreciated
many thanks

Comments

  • molerat
    molerat Posts: 34,247 Forumite
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    No, I am afraid he is not entitled to a preserved pension, a brief outline of the requirements are below.
    Service preserved pensions

    Prior to 6 April 1975 there was no provision for a preservation of pension benefits and service personnel who left the armed forces had to have completed 16 years from age 21 (officers) or 22 years from age 18 (other ranks). Those who left before that date without completing the above criteria, lost all pension entitlement.

    The rules changed on 6 April 1975 to provide for pensions to be preserved for payment at age 60 for all those discharged over the age of 26 with a minimum of 5 years service.

    On 6 April 1988, the qualifying period was reduced from 5 to 2 years and the age criterion was dropped.

    Preserved pensions have to be claimed at age 60 or at age 65 if your service began after 5 April 2006. However, you can claim your preserved pension sooner if you become permanently incapacitated.
  • hullvon
    hullvon Posts: 15 Forumite
    many thanks for your quick reply
  • tocsin
    tocsin Posts: 186 Forumite
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    Though there's no preserved pension, there may be other help available.
    For instance, was any of his disability resulting from his RN service? The Royal British Legion could help with a claim for war pension.
    Also, the Service charities can help anyone who has served.
    I hope those with more knowledge can make more specific suggestions!
  • My uncle lost both his legs a few years ago - nothing to do with his RN service - he got lots of help from SSAFA

    https://www.ssafa.org.uk/help-you

    Hope that helps. Good luck to you and your OH
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    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

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  • wiltsguy_2
    wiltsguy_2 Posts: 536 Forumite
    try SSAFA, they can help ex servicemen in many many ways
    Plan: [STRIKE]Finish off paying the remainder of my debts[/STRIKE].
    [STRIKE]Save up for that rainy day[/STRIKE].
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