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royal navy pension ??

hullvon
Posts: 15 Forumite
hi my husband has asked me to ask anyone with information if he may be entitled to a royal navy pension he served from may 1972 until july 1976[able seamen] he is extremely disabled [amputee also 2 new hips operation all went wrong but that's another story ] he is 58 [59 july] any help would be appreciated
many thanks
many thanks
0
Comments
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No, I am afraid he is not entitled to a preserved pension, a brief outline of the requirements are below.Service preserved pensions
Prior to 6 April 1975 there was no provision for a preservation of pension benefits and service personnel who left the armed forces had to have completed 16 years from age 21 (officers) or 22 years from age 18 (other ranks). Those who left before that date without completing the above criteria, lost all pension entitlement.
The rules changed on 6 April 1975 to provide for pensions to be preserved for payment at age 60 for all those discharged over the age of 26 with a minimum of 5 years service.
On 6 April 1988, the qualifying period was reduced from 5 to 2 years and the age criterion was dropped.
Preserved pensions have to be claimed at age 60 or at age 65 if your service began after 5 April 2006. However, you can claim your preserved pension sooner if you become permanently incapacitated.0 -
many thanks for your quick reply0
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Though there's no preserved pension, there may be other help available.
For instance, was any of his disability resulting from his RN service? The Royal British Legion could help with a claim for war pension.
Also, the Service charities can help anyone who has served.
I hope those with more knowledge can make more specific suggestions!0 -
My uncle lost both his legs a few years ago - nothing to do with his RN service - he got lots of help from SSAFA
https://www.ssafa.org.uk/help-you
Hope that helps. Good luck to you and your OH0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
try SSAFA, they can help ex servicemen in many many waysPlan: [STRIKE]Finish off paying the remainder of my debts[/STRIKE].
[STRIKE]Save up for that rainy day[/STRIKE].
Start enjoying a stress debt free life..:beer:...now enjoying. thanks to all on MSE0
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