Tuesday 28th April - What small DFW things will you do today?

Olliegami

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:

Olliegami

Hi everyone!

It has been a LONG time, I hope you don't mind me starting off the thread today. I'm actually in Australia at the moment, and it's 10am so my day is in full swing.

Trying to get debt free is quite the 'aside' to what's going on in my life at the moment but right now I'm living as an au pair for a family with 4 children in the middle of nowhere in New South Wales and it's actually the best opportunity to try and save up some money.

I don't have to pay for anything here, except for toiletries and my phone bill - but I'm seriously considering knocking that one on the head as I rarely use it.

There are only a handful of things that I manage to get done every day which are DFW. As it's not my house I'm not paying for electricity or water (which we collect!) I'm being PAID $200 a week out here, but obviously the exchange rate isn't that great so I'm trying to work out ways to fix that up.

ANYWAY, enough about me, what am I doing today?

- FPL
- GiftHulk
- GeoLotto
- OnePoll
- Clixsense
- Pureprofile

I'm always on the hunt for ways to boost my income (without using too much bandwidth. We get a 10GB a month allowance with no chance for more!) So if anyone knows of anything (that works in Australia too. ) Please, let me know!

Hope you're all looking forward to a Tremendous Tuesday!

ziggy2407

Good Morning All

Olliegami - Welcome back and thanks for starting us off today

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

A small little list:

Packed lunch for DH & DS - Done
TV off & music on -
Craft -
Bake -
Continue purge on Emails -
Continue purge on FB & Twitter -
Surveys -
Check Banks -
Check swapits -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Pamper feet this evening -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Read - (struggling with this one, not my usual kind of book at all - must have been a win - given up will pick another (life's too short) and donate this to the MacMillan table at mum's place)

Have a great day, love to you all

C x

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• A Girl Called Jack, cheap recipes ( Link
  
• Benefits check-up ( Link )
• Birthday Bingo, daily free game ( Link )
  
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )

allydowd

Afternoon DFW-Ninjas,

Well, life goes on, and the debt goes down!


The List:

:starmod: Go to work even though I really don't want to.

:starmod: Meals from stores.



That's all for now. Good luck on your quests, Ninjas.

PollyPrissypants

Morning,
Hoping for another NSD. DS1 wants to go to the park, which is great because it's free and he can spend hours there. I'm going to pack some snacks and drinks though so we don't get tempted by the shops over the road.
Prudence the MSE papier mache piggy bank has been painted blue but DS1 has decided she's a bit plain and wants to give her spots, sparkles and stickers so I guess we'll do that too. I'll try to post a picture of her later when she's done.
Washing out on the line, now I just need to find a way to use up the leftover curry sauce from last night (no chicken left in it). I'll probably freeze it for now. I can always use it to pour over some meat one day as a lunch for one.

DawnW

Morning all
Thanks for starting us off Olliegami.

It is really cold here this morning - thick ice on the old fleece blanket I draped over our potato plants Still, I suppose we are lucky, as my cousin's OH (HGV driver) has driven up to Scotland and is not sure he will be able to get back on schedule because of heavy snow. Not sure where our nice weather has gone!

List for today:
Heating on only in bathroom and airing cupboard, on timer Done, it must be warmer, as I don't seem to want my hot water bottle tonight
Check banks to see if big garage bill has come out yet :eek: Not yet
Shopping delivery this morning. Lots to put away as I have stocked up on store cupboard items that are on offer Done, I must have ordered a lot more than I thought :eek:
Sort larder out while I am at it Just filled it up even more
Hoovering / tidying as I will be looking after baby GD as usual tomorrow Done
All meals from home Done
Walk later for free exercise Done
Keep an eye on ebay item which has lots of watchers - but a bid would be nice! Still no bids
Read book for free entertainment later Off to bed to read it in a minute
Hot water bottle /blanket if cold again this evening, to avoid putting heating on, or lighting the wood burner Not needed tonight, thank goodness!

Feeling a bit meh, not sure why, but an early night is called for I think!

Hope everyone has a good day

Shortie

Morning all.

Pants night sleep last night and it's going to like it for a little while yet. One of the animals randomly pee'd on our bed at some point yesterday (eeeewwww) - absolutely no idea who or why as none of our animals are like that. Our matress and duvet is ruined. The base (duvan) was due to be replaced when the building work was finished any way as the drawers are breaking so it's forced is to look sooner. Thank goodness I had some savings aside (they were a chunk to pay back to myself for the car I bought and I held onto the money 'in case'

So, today:

- Check bank account. Thank goodness I spotted the dodey transaction as they started trying to tear through my account last night - 80odd in Premier Inn, 400odd on Blinkbox, 30 odd somewhere I'd never even heard of... all blocked as Id reported it and my card cancelled - just goes to show!
- I have my breakfast, lunch and snacks with me for work
- I need to look for a new bed. I can get one plus matress in Argos for 160 but no idea the quality so need to check it out and compare that to places like Dreams etc. I don't have the spare funds to buy an expensive bed to last but I don't want to buy something duff just because it's cheap. Mind you, duff is better than too much more sofa -sleeping, lol

Have a good day all

xJOJOx_2

good morning everyone. Suns out but very windy. Work day today so lots to do in so little time.

Daily Dfw's
Check Banking/Emails done
Postcode Lottery
Check Onepoll and any other surveys
Nightly routine (plugs/doors etc)
Phone up pharmacy4u and register
Packed lunches done but left mine at home doh!
All meals from stock
Pick up wages and divide
Pay somthing off cc2
Drop off childminder form and payslip off at council done

old school and making things last
Use same 'daily' eyeshadow/lipstick to use up some supplies done
All lights/switches/TV off when not in use done
Seam to acquired a lot of half jars of stuff need to use up, peanut butter
Make use of free drinks at work
Charge phone iPad at work

Entertainment and leisure
Read one chapter in book
Netflicks tonight
Walk all journeys (time dependant today though)

Home and decluttering
A load of washing
Quick tidy round for later
Small bag to charity shop
Sort out one draw in bedroom

Upping my income
Ebay at least one Item today
Another box to sort for music magpie (on the ones with best prices)
Email time hours not on app done
Have a good day all xx

twiggy86

Morning all!

Today I have/will:-
* Done washing up
* Put load of washing on (30 degree quick cycle) and hung on line as they give rain from tomorrow
* Use up free foundation sample
* Check banks
* Take lunch to work
* Check FPL
* Earn more SBs
* Earn more on One Poll
* Dinner from stores
* Write shopping list
* Check cupboards/fridge against list
* Shop to list

One day I'll come up with something exciting and inventive on my list! Hope you all have a good day!

Olliegami

I suppose Tuesday is a bog standard day for everyone.

Ally you're so close to being Debt Free!! How exciting is that!?

Dawn I hope the rest of the day warms up for you, good job you got a blanket out on those tatoes.

twiggy wouldn't it be cool to just grab new ideas out of nowhere that are just perfect? I get sad when I've done 'everything' I possibly can and there's nothing left to do!