Charges for leasehold garage under Coachhouse

noh

Denisec wrote: »

Hi, my daughter is about to buy a new coach house (freehold) with 2 garages (leasehold) underneath but none of them are hers, she has been told that she has to insure the whole building to cover the garages, this does seem a bit unfair, just wondering if you have any advise on this & have you had any issues.

If she is the freeholder then she needs to insure the whole building.
Usually the leaseholders of the garages are required to pay a fair proportion of the insurance premium to the freeholder. Your daughters solicitor should explain the relevant terms in the lease granted to the garage leaseholders.

Pollycat

another 2 identical threads:
https://forums.moneysavingexpert.com/discussion/5619122

https://forums.moneysavingexpert.com/discussion/5619131

Denisec
For your information:

• What's spam?
  Forum users mustn't post comments more than once on the forum (the only exception is members of the MSE Team; when needed). It's called spamming and most internet forums forbid it. Where spam is reported to the Forum Team, the posts are deleted and the user's posting privileges may be removed. Please don't quote any post you believe is spam, as this causes the team more work.

caprikid1

"I know someone who insures their coach house with a firm called Paymentshield "


Just to be clear these guys are one of the UK's largest insurer's and will insure almost anything under their various brands. Primarily a brand through brokers only they are one of the leading quality UK insurers.