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NHS threatening CCJ

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Comments

  • CIS
    CIS Posts: 12,260 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The key aspect would appear to be that you have to be in receipt of a qualifying benefit. not just having made a claim for benefits. (or you need to meet one of the other criteria).
    You are also entitled to free prescriptions if you or your partner (including civil partners) are named on, or are entitled to, an NHS tax credit exemption certificate or a valid HC2 certificate (full help with health costs), or you receive either:
    • Income Support
    • Income-based Jobseeker’s Allowance
    • Income-related Employment and Support Allowance, or
    • Pension Credit Guarantee Credit
    • Universal Credit
    I no longer work in Council Tax Recovery but instead work as a specialist Council Tax paralegal assisting landlords and Council Tax payers with council tax disputes and valuation tribunals. My views are my own reading of the law and you should always check with the local authority in question.
  • tomtontom
    tomtontom Posts: 7,929 Forumite
    Thanks everyone, just wish he'd let me pay for his treatment when he went to the dentist-just as I pay for everything anyway, he thought this would be ok, due to the claim being processed.
    Ironically I now have free treatment due to pregnancy.
    How would him having a CCJ affect me? He's on the electoral roll as living with me, but everything is in my name, mortgage/utility bills etc.
    I'm so worried about bailiffs taking my possessions, especially if it happened while I am in work,
    I work in Financial Services and would be virtually unemployable if I was subject to a CCJ. I read that Courts can apply to put a charge on the property, but I take it they can't do this to my property just because I allow him to live with me rent free?
    He would be homeless if he wasn't living here.

    You won't get a CCJ, you're not liable for his debts. His debts should not affect your work, unless you are in a position where your partner needs to be security/ credit checked also - normally more relevant to the security services or senior civil service.
  • SnowTiger
    SnowTiger Posts: 4,461 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    CIS wrote: »
    The key aspect would appear to be that you have to be in receipt of a qualifying benefit. not just having made a claim for benefits. (or you need to meet one of the other criteria).
    You are also entitled to free prescriptions if you or your partner (including civil partners) are named on, or are entitled to, an NHS tax credit exemption certificate or a valid HC2 certificate (full help with health costs), or you receive either:
    Income Support
    Income-based Jobseeker’s Allowance
    Income-related Employment and Support Allowance, or
    Pension Credit Guarantee Credit
    Universal Credit

    Or if you have a valid HC2 (or HC3) certificate.

    People with little or no income should be able to get one of these even if they don't receive one of those benefits, however partner's income is probably taken in to consideration when accessing need.

    http://www.nhs.uk/NHSEngland/Healthcosts/Pages/nhs-low-income-scheme.aspx
  • magpiecottage
    magpiecottage Posts: 9,241 Forumite
    1,000 Posts Combo Breaker
    tomtontom wrote: »
    His debts should not affect your work, unless you are in a position where your partner needs to be security/ credit checked also - normally more relevant to the security services or senior civil service.
    Applications for "controlled functions" in financial services ask about the individual applying - but not about their families.
  • Thanks Magpie Cottage, I have held CF functions in the past, and now you mention it, usually they just ask if you're related to a Company Director.

    We've discussed all the information you've kindly given me and he's going to ring up on Monday, we're assuming they never received the email, so luckily we have time/date stamped copies he can forward on and put hard copies in the post if necessary.

    I'd really like to get this sorted before it reaches CCJ stage.
  • Alter_ego
    Alter_ego Posts: 3,842 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    tomtontom wrote: »
    You misunderstand, the NHS has the power to issue penalty notices.

    So they don't issue fines then?

    What did I misunderstand?
    I am not a cat (But my friend is)
  • System
    System Posts: 178,364 Community Admin
    10,000 Posts Photogenic Name Dropper
    They can issue legally enforceable penalty notices (unlike PPCs).

    These are fines the same way that the FA 'fines' players/teams. It is one of the wonders of the English language that where an enforceable (be it legally or due to the rules of the organisation you belong to ) penalty is levied then the language evolves to call these fines. A fine or legally enforceable penalty will involve sanctions if not paid so not much difference apart from semantics but it really p**ses off the people who live strictly by legal definitions that your normal person makes no distinction because the effects are the same
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • BWZN93
    BWZN93 Posts: 2,182 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I would still avoid having any joint credit accounts with him until such a time his credit reports are ok, and be advised that this does and can include utilities. I have nothing with my husband for the same reasons, just incase I ever wanted to rejoin financial services for work. The only paperwork through my door with both our names on is council tax, which isn't credit checked.

    HTH

    Jo
    #KiamaHouse
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