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Can someone tell me if I still get the protection please?
Comments
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Taking a step back, Section 75 makes the bank jointly liable for breach of contract (and misrepresentation).
So if you pay by credit card, and the taxi firm breaches the contract, for example by not turning up (maybe because they've gone bust), you can claim damages from either the taxi firm or the bank.
Those damages could be the £258 you paid, or the cost of an alternative taxi (and potentially the cost of new flight tickets etc, if you miss your flight as a result of the breach of contract).
...unless the taxi co has terms in their contract that limit their liability. You'd need to read their contract terms to check.
... but, as others have said, you probably wont have section 75 protection if you pay via paypal. (If you pay over the phone, you probably will have s75 protection.)0 -
YorkshireBoy wrote: »A claim on travel insurance (if it were possible) would almost certainly result in a, say, £50 excess (and quite possibly per person?). Section 75 not only provides for reimbursement, but for subsequent losses too.
Well thanks for the correction, nice to know we have such a system, to make the bank pay for the failings of a firm due to an obscure out of date lawYorkshireBoy wrote: »Of course, in the OP's situation it's irrelevant anyway...for the reason I've already given above.
Indeed, as I pointed out in my post 14 mins before yoursSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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I didn't say I agreed with it, but that's what we have.Well thanks for the correction, nice to know we have such a system, to make the bank pay for the failings of a firm due to an obscure out of date law
Well despite us both saying it, the OP still questioned it again in post #7...so reiteration required I think. Hopefully there'll be no need to say it again.Indeed, as I pointed out in my post 14 mins before yours0 -
YorkshireBoy wrote: »I didn't say I agreed with it, but that's what we have.Well despite us both saying it, the OP still questioned it again in post #7...so reiteration required I think. Hopefully there'll be no need to say it again.
I just wanted clarification.
We have decided to pay over the phone. Thanks for everyone s help on this.
DEBT FREE AND PROUD
'Better to remain silent and be thought a fool than to speak out and remove all doubt'0
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