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Can someone tell me if I still get the protection please?
sistafromanothermista
Posts: 2,230 Forumite
in Credit cards
Hi guys, we are about to book a taxi this evening on our credit card, after speaking with the taxi company, they have asked us to pay by PayPal and we can enter our credit card details there.
We have found this option but just want to ensure we still get the extra protection in case anything happens with this firm as our holiday isn't until August and that is the whole point in us wanting to pay by CC.
Hopefully someone can help with the answer?
We have found this option but just want to ensure we still get the extra protection in case anything happens with this firm as our holiday isn't until August and that is the whole point in us wanting to pay by CC.
Hopefully someone can help with the answer?
DEBT FREE AND PROUD
'Better to remain silent and be thought a fool than to speak out and remove all doubt'
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Do you mean you are booking a taxi for the trip in advance?
Payments through paypal are not covered under S75 as you pay paypal not the people providing a service.
If you were looking for cover in case the taxi has an issue and you miss your flights, that's what insurance is for, not S75Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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Hi, we are booking in advance but I was going to pay by credit card in case something happened to the taxi firm between now and then. We are going to the airport the night before and have travel insurance so won't miss our flight.
It was purely for extra insurance/assurance by paying by cc in case the taxi firm went under or anything.
The link they sent for payment takes us to our PayPal account but we can select 'pay by credit/debit card' and input our cc details for payment......DEBT FREE AND PROUD'Better to remain silent and be thought a fool than to speak out and remove all doubt'0 -
Section 75, as far as I know, doesn't cover for services, only goods purchased for over £100.
As above, if things go wrong, use your travel insurance.make the most of it, we are only here for the weekend.
and we will never, ever return.0 -
ah ok. I thought we would be covered under S75 so was happily going to pay the additional 8% they were going to charge by cc! So I guess I'm just as safe paying by the other option of bank transfer? It's £258 so want to ensure that if anything happens to the company I can claim my money back from somewhere!DEBT FREE AND PROUD'Better to remain silent and be thought a fool than to speak out and remove all doubt'0
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Even if I input the credit card details separately into PayPal? If allowed, what if I pay over the phone?DEBT FREE AND PROUD'Better to remain silent and be thought a fool than to speak out and remove all doubt'0
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Also (sorry) I've read Martins S75 article and it talks a lot about when a firm goes bankrupt you can claim, would it still be covered if they didn't fulfill what we had paid for as in didn't turn up? Or would this be down to our travel insurance? (Through our bank with Nationwides flex plus account)DEBT FREE AND PROUD'Better to remain silent and be thought a fool than to speak out and remove all doubt'0
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sistafromanothermista
If the firm goes under and you have to pay for a different firm you would claim that on your travel insurance so you are not out of pocket. The S75 cover is not really there to get a refund if a taxi firm goes under or doesn't turn upSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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Why not pay the taxi in cash on the day?
Whenever I have booked a taxi to the airport that is the way we have always paid.0 -
A claim on travel insurance (if it were possible) would almost certainly result in a, say, £50 excess (and quite possibly per person?). Section 75 not only provides for reimbursement, but for subsequent losses too.If the firm goes under and you have to pay for a different firm you would claim that on your travel insurance so you are not out of pocket.
Of course, in the OP's situation it's irrelevant anyway...for the reason I've already given above.
On the contrary, that's exactly what it's there for as that would be a clear 'breach of contract'!The S75 cover is not really there to get a refund if a taxi firm goes under or doesn't turn up0
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