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Payment A Day Chapter 16

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Comments

  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454
    Debt-free and Proud! Mortgage-free Glee!
    Forumite
    Good morning fellow PADders :)

    Back from holiday and into reality! :o

    My PAD today is £550 to Cash ISA please milky :T

    Thanks to jet9cat for July and to milky for taking over for August, we always value our super duper counter uppers :D

    Welcome to our PADding newbies :hello:

    Congratulations to everyone who has paid off something/everything :T

    Have a super day everyone :cool:

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • kirtsypoos
    kirtsypoos Posts: 3,826
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Forumite
    Hi all!

    My PAD is £3.07 to barclaycard today. Every little helps and all that jazz!
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • amyaimez
    amyaimez Posts: 36
    Sixth Anniversary
    Forumite
    Morning all,

    I'm made a PAD of £20 against the debt today :j
    Debts at 16/01/20 £5210
    DFD December 2020 :eek:
  • Igamogam
    Igamogam Posts: 6,028
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Forumite
    £9.63 to The Debt :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • milky1991
    milky1991 Posts: 837
    Part of the Furniture Combo Breaker
    Forumite
    My pad today is £3.82 to EF :T
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • milky1991
    milky1991 Posts: 837
    Part of the Furniture Combo Breaker
    Forumite
    Total pad for 4th August is

    £470.32


    Running total £874.08
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • Bobarella
    Bobarella Posts: 10,824
    Savvy Shopper! I've been Money Tipped!
    Forumite
    Hi All

    PAD of £6 today to the business CC.

    High five to all the PADDERs!:T:T:T

    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • sashanut
    sashanut Posts: 3,252
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Forumite
    Hi all :j
    Popping in to PAD £60.00 refund to cc plz Milky - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454
    Debt-free and Proud! Mortgage-free Glee!
    Forumite
    Good morning fellow PADders :hello:

    My PAD today is £2 to moneybox please milky :T

    Have a super day everyone :D

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Erme
    Erme Posts: 3,597
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Forumite
    jet9cat wrote: »
    Morning all


    Welcome Amy - the whole idea of this is that we can often struggle to continue to make headway with the debt busting once we've done the big the big cut backs in Martins Money Makeover and sold stuff or made money from big ideas. PADding helps us keep up the momentum by little and often so is often more achievable.


    So true jet9cat. I started the 'paying big chunks off' and 'make a huge repayment every month to x or y debt and then it'll be paid off sooner' - great short term. Not so great long term :(

    Padding is not about judging or telling you what to do - it's the wee little 120cals of chocolate you need after just 'one of those days/weeks/months on the treadmill' -

    I was up at 3.30am :eek: and I have my own trials to deal with

    But just remember the song (get it as an earworm :rotfl:) - keep on padding....padding from thy heart....one fine day you're going to get debt free, cos I know you will, oh yeah, I know you will
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
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