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Payment A Day Chapter 16

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  • rsdiscos
    rsdiscos Posts: 816 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Thursday 14th April - £749.93
    :j:j:j:j:j:j:j:j:j:j:j:j:j

    th?id=OIP.M6a16688dd98f3f59f8b3bba22c7a80cco0&pid=15.1
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • rsdiscos
    rsdiscos Posts: 816 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Morning all!

    My PAD today is £13.92, which takes the balance on my Virgin CC to £2199.99!

    It's so good to get below a £100 boundary!!! Even if it is only by a penny!!!
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    kirtsypoos wrote: »
    Oh no Dizzy! I hope he feels suitably ashamed when you are working so hard to pay everything off!

    Err...nope. He says it's all stuff we "need" for the house - you know, mirrors, light fittings, flood lights FOR THE HOUSE THAT IS AN EMPTY SHELL. Why couldn't he wait for the insurers to pay out?
    Bobarella wrote: »
    Oh dear....is he generally less MS than you or is this out of character?

    Completely normal for my ostrich of a husband. It's why he's in so much debt. He hasn't had a LBM. Ever.
    sunshine81 wrote: »
    Argh Dizzy what did he buy?????
    Lots of "useful" things :mad: see above!

    Anyway - I've taken his card off him! I've had enough of trying to explain the money situation, so I'm now telling him. He's due a big bonus from work in June, but no figure confirmed yet. In his head he can spend now, as there's money on the way.

    Another £500 for me today. Still cross.
  • Picklepot
    Picklepot Posts: 360 Forumite
    Dizzy....you have my sympathies
    PAD today (usual monthly payment)
    £100.00
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all!

    £20.00 to Natwest loan for today please - I figured out I could make payments into my loan account - they charge 56 days interest in the amount I pay, but still better than the 3 years there is left to run on it so I'll take that hit! It's my only interest bearing account now so time to get working on it!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • JHiggins91
    JHiggins91 Posts: 119 Forumite
    Morning all :)

    Payday today so have made a PAD of £9.53 :j
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    £2.73 to The Debt :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    sunshine81 wrote: »
    Argh Dizzy what did he buy?????

    My credit card limits have been increased again today. They are now allowing me to borrow nearly £12,000. I think that's ridiculous! Not using it, not using it, not using it....

    £16 to Barclaycard for me today x

    You dont have to accept it. Tell them to keep it at the level it is now , or even reduce it
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning fellow PADders :D

    My PAD today is £2 to moneybox please rsdiscos :T


    Lots of savings movement going on at the moment but it's only moving money that's already been PADded so can't declare that :rotfl:

    Have a super day everyone :)

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    sunshine81 wrote: »
    Argh Dizzy what did he buy?????

    My credit card limits have been increased again today. They are now allowing me to borrow nearly £12,000. I think that's ridiculous! Not using it, not using it, not using it....

    £16 to Barclaycard for me today x

    Sunshine I have recently had the same thing with MBNA. They have informed me that next month my total will go from £7,500 to £12,000 which is an insane amount to suggest someone borrows on a credit card basis in my view. No wonder people get into trouble these days.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
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