We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Payment A Day Chapter 16
Comments
-
Thursday 14th April - £749.93
:j:j:j:j:j:j:j:j:j:j:j:j:j
Plan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -0 -
Morning all!
My PAD today is £13.92, which takes the balance on my Virgin CC to £2199.99!
It's so good to get below a £100 boundary!!! Even if it is only by a penny!!!Plan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -0 -
kirtsypoos wrote: »Oh no Dizzy! I hope he feels suitably ashamed when you are working so hard to pay everything off!
Err...nope. He says it's all stuff we "need" for the house - you know, mirrors, light fittings, flood lights FOR THE HOUSE THAT IS AN EMPTY SHELL. Why couldn't he wait for the insurers to pay out?Oh dear....is he generally less MS than you or is this out of character?
Completely normal for my ostrich of a husband. It's why he's in so much debt. He hasn't had a LBM. Ever.
Lots of "useful" things :mad: see above!sunshine81 wrote: »Argh Dizzy what did he buy?????
Anyway - I've taken his card off him! I've had enough of trying to explain the money situation, so I'm now telling him. He's due a big bonus from work in June, but no figure confirmed yet. In his head he can spend now, as there's money on the way.
Another £500 for me today. Still cross.0 -
Dizzy....you have my sympathies
PAD today (usual monthly payment)
£100.000 -
Morning all!
£20.00 to Natwest loan for today please - I figured out I could make payments into my loan account - they charge 56 days interest in the amount I pay, but still better than the 3 years there is left to run on it so I'll take that hit! It's my only interest bearing account now so time to get working on it!Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭0 -
Morning all
Payday today so have made a PAD of £9.53 :j0 -
£2.73 to The Debt Be the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat' 
0 -
sunshine81 wrote: »Argh Dizzy what did he buy?????
My credit card limits have been increased again today. They are now allowing me to borrow nearly £12,000. I think that's ridiculous! Not using it, not using it, not using it....
£16 to Barclaycard for me today x
You dont have to accept it. Tell them to keep it at the level it is now , or even reduce itBe the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat' 0 -
Good morning fellow PADders
My PAD today is £2 to moneybox please rsdiscos :T
Lots of savings movement going on at the moment but it's only moving money that's already been PADded so can't declare that :rotfl:
Have a super day everyone
TTFTM xLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt
0 -
sunshine81 wrote: »Argh Dizzy what did he buy?????
My credit card limits have been increased again today. They are now allowing me to borrow nearly £12,000. I think that's ridiculous! Not using it, not using it, not using it....
£16 to Barclaycard for me today x
Sunshine I have recently had the same thing with MBNA. They have informed me that next month my total will go from £7,500 to £12,000 which is an insane amount to suggest someone borrows on a credit card basis in my view. No wonder people get into trouble these days." Your vibe attracts your tribe":D
Debt neutral 27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards