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Payment A Day Chapter 16
Comments
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£4.16 to The Debt
Be the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat' 
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gotomakemyselfproud wrote: »Hi, I am new to this site and have had my light bulb moment a couple of weeks ago.
Please may I join this challenge?
I think it is a great way to try and get my debt down. Can you tell me if you think it is best to 'snowball' all extra payments on one card/loan or spread them out?
Many Thanks!
Hello and welcome I believe 'snowballing' is that you throw all you can to the debt with the highest interest, so I guess yes! Snowball has never worked for me because all my debt is on 0% but I do hit the bit of the debt that is finishing soonest on a 0% deal Be the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat' 0 -
Erm, nope. Got carted off in an ambulance after collapsing in the caravan. Got home about an hour ago after lots of tests that ruled out a heart attack. Most likely have torn intercostal muscles. Still very painful but been told to take it easy and relax - yeah, right!
DH says I'll do anything to get out of the hovering!
Had similar experience......mine was a gallbladder problem:o
And really you must stop the hovering:rotfl::rotfl: I sure that would help with the torn muscles:rotfl::rotfl:;)Be the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat' 0 -
Dizzy -hope your on the road to recovery soon, sounds really scary.
£2.00 for me today please.
Have a good day everyone xDebt free May 2016 (without the support of MSE forum users that would never have been possible - thank you all)0 -
Hi all,
So sorry I didn't get on to do the final count up but the total for 31st March was an absolutely whopping £4920.40 :T:beer::j
Will be back later with the March total months PADs
Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭0 -
£107.05 to various CCs over the weekend please - I couldn't get the site to load but my mobile banking still worked luckily - I couldn't miss a PAD!!Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭0
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£5.21 to the BarclayCard tonight pleaseTotal Debt - £30,814.90 at 12/2/2016
Total Paid £993.24 = 3.22% at 29/04/2016
2 debts of 20 paid off0 -
£10.00 to MBNA Tonight pleasePayment a Day : Creation £1416.05 Cleared June 2017
Capital One : £2169.37 Cleared May 2018
M & S : £3207.29 Cleared May 2018
First direct £4900.00 Cleared July 2018
Next £2206 Cleared September 2018
Capital One Platium £2800.00 Cleared November 20180 -
Hi all :j
Popping in to PAD £13.80 payment to cc - Thanks Rsdiscos :T:T:TNew start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
gotomakemyselfproud wrote: »Hi, I am new to this site and have had my light bulb moment a couple of weeks ago.
Please may I join this challenge?
I think it is a great way to try and get my debt down. Can you tell me if you think it is best to 'snowball' all extra payments on one card/loan or spread them out?
Many Thanks!
Welcome to Team PAD." Your vibe attracts your tribe":D
Debt neutral 27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200
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