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Payment A Day Chapter 16

1304305307309310398

Comments

  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Dizzy_Imp wrote: »
    TGIF PADding friends - we're nearly at the weekend!

    Calling - I still have a spendy CC too, which I use when the need arises. Sometimes it's to buy food, sometimes a little treat (we are allowed these on occasion ;) ) I know it's not strictly MSE but a little treat now and then stops the huge rebellious blow-out that's entirely more difficult to pay off.

    £80 to Tesco CC please Selene x


    totally with you on the 'little treats to avoid big blow outs' Dizzy

    Bad few days head wise and trying to work out rattie treatment plan on flower remedies :eek:. Basil changed drops last night so here's praying no bites (no bites 1 week on emergency remedy) as said furry needs cleaning out today

    Don't mention the budget :eek: - Monday is another day!!! I feel like I need my own MSE mantras and I need a good dose and like yesterday anyone?

    And first froot loop sleep in a week so not great but has been worse :)

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • Good morning everyone

    Popping in to PAD £76 to credit card today please

    Have a great day

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £2827
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Hello everyone!

    Dashing around today, so just a quick pop in to PAD £100 please Selene x
  • Good morning fellow PADders :hello:

    My PAD today is £2 to moneybox please Selene :T

    Have a super sunny Saturday everyone :)

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    £3.76 for me today please :)
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi all - I hope no one minds but seeing the daily totals really motivates me so I was totting up and thought I may as well post it (hope you don't mind Selene, not trying to step on toes)

    March 2nd - £211.86
    March 3rd - £691.48
    March 4th - £223.36
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    £30 to Barclaycard for me today x doing a lot of quick posting recently, but trying to get my life organised!!!
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Thanks for the totals Kirsty - hope Selene's ok.


    Adding £50 to the Barclaycard for me today - and that one is now clear. Unfortunately not the time for dancing llamas or virtual cake as the debt hasn't gone just been shuffled on to new cards but hey, it's kept it at 0% so I'm paying debt not interest so that's all good.


    I too have spendy cards - one for me for the household so all food, birthday presents, pet stuff, hair cuts etc goes on it - and one for OH which he uses for materials for business which then gets paid off when client pays, cash flow for the one man trader being a dicey issue. Household one gets paid in full every month. Both are reward cards. I never count payments to these in the PAD amounts except when they've been used for treats/hobbies etc, ie the sort of thing that used to get us in debt. As others have said, the odd treat is fine - we have to live a little too - but it has to be paid for asao so it doesn't add to the debt. However, all payments to the balance ccs - now all on Llyds and FD - are counted.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j
    Popping in PAD £49.00 - to cc plz -Selene - tkyou :j:j :j
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Good morning fellow PADders :)

    My PAD today is £2 to moneybox please Selene :T

    Have a super day everyone and Happy Mother's Day to all mothers out there :happylove

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
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