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Payment A Day Chapter 16
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£4 for me today to the overdraft x0
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:hello:
I'd like to join this thread if that's okayI've tried padding in the past but kept forgetting or making excuses so I hope posting here will keep me on the straight and narrow :A
Today's PAD is £2.79 to my VSP :jSPC - #483 [banked £134.15] - :staradmin :staradmin gold stars from Sue-UU!
VSP - #33 [29.8%] | 3-6 Month EF - #41 [12.6%] | £1,000 EF - #186 [4%] | Save £6k in 2016 - #180 [24.6%]0 -
Hi all, congrats to calling on your milestone and welcome to Selene.
Had a good news/bad news sort of day today - woke up to find one of my 3 cats had been quite sick over night and had to clean it up (usually hubbies job but he's away) and train home tonight 25 mins late - I hate commuting as seem to waste my life hanging around waiting for trains to bother to turn up. Good news - I found a £1 coin on my walk to the station and, even better, hubby had a win on the postcode lottery which hit his bank account today and was bounced straight off his credit card so that's a pad of
£1000
please Sunshine.Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
Ooh jet9cat what a bumper PAD (he won £1000? Wow!)
Welcome to Selene, I hope you do stay with us, try to PAD if you can even if it's 10p but even if you can't PAD every day just drop by and say hello, we'll keep your momentum going! This is a great thread that really does work x
Yesterday's PADs amounted to £1136.77, well done to every last one of you, that would pay my week in CenterParcs in the overpriced school holidays :mad: talking of holidays I hope kirtsypoos is enjoying her break. Jel? A little
Just giving a quick :wave::wave::wave::wave::wave::wave: to any lurkers, it feels a little quiet around here this week. Let us know you're still around!0 -
£5 for me to Barclaycard...0
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More RL getting in the way - work has been crazy but finally time to nip on and PAD £5 please. Aaaah that's better!
£5? Flump...you feeling okay hun?kirtsypoos wrote: »Morning all!
I'm off on a city break today so PADing £50.19 to cover my PADs until I'm back on Wednesday.
Keep up the good work while I'm gone - I can't wait to come back and see the daily totals - how sad am I?!
It's no worse than still being addicted to online banking and spreadsheets years after getting debt free!!! :rotfl: Chill hun....tis good
anyhow I Had £8 on 'tatty treats' yesterday in the chemist bargain basement shelves....one of which I definitely don't need (£2) so will go to charity (actually make that £4 - £3 on eye drops I needed and £1 on cheap but fab bath bubbles) but was brilliant...
Sometimes spending [strike] £8[/strike] £4 on tat saves you spending £300 on the same thing.. that's what padding is about - paying off your debt and taking responsibility but not judging others for their whoopsies. Well I tell ye. I had a £4 whoopsie yesterday and I'm cool with it!!!!
So was going for a big day trip today but now reigning that in (same budget though) as I Don't fancy big drunken hairies anywhere near me LOL
E:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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Cinderella Lives!
She returned yesterday and we had a complete run through! Yay!
Pad for today is £2.00.
My problem is that none of my bank accounts can be rounded down anymore! I need to spend more money!!! :rotfl:Plan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -0 -
Good morning fellow PADders
My PAD today is £4 to moneybox please Sunshine :T
Hi and welcome to Selene :hello:
Have a super day everyone
TTFTM xLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt0 -
70p for me today! Have a lovely Saturday everyone xDebt free May 2016 (without the support of MSE forum users that would never have been possible - thank you all)0
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£74.13 to The DebtBe the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat'0
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