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Payment A Day Chapter 16
Comments
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Good morning fellow PADders
My PAD today is £37.38 to savings please Dizzy :T
Hi and welcome to misfire and muppets :hello:
Have a super day everyone
TTFTM xLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt0 -
Time_to_face_the_music wrote: »Good morning fellow PADders :hello:
It's payday but haven't done budget for month yet so my PAD today is £50 to savings courtesy of YouGov payout please Dizzy :T
Have a super day everyone
TTFTM x
Make thy peace with thy spreadsheet TTFTM - it still loves you!!! LOL How do people cope without a budget? Is that how ostriches budget LOL?Hi everyone and thanks for all your encouragement and kind words.
No money for padding the last few days but today is payday - just squeaked through - so a payment of £200 to the cc please. This has actually come from a tax rebate through my wages because we claimed the marriage allowance where my OH who earns less than me transferred some of his personal allowance to me, increasing my tax code. Worth doing if your husband/wife earns less than their personal allowance and easily done online or by a phone call.
Thanks so much for another great tip jet cat...... always handy these tips from folk on how to save moneyTGIF Friday folks! It's so windy here the tea was actually scooped out of my cup this morning. Gale anyone?
Welcome to the newbies :hello: Muppets I already know, but looking forward to getting to know you misfire. We are a supportive, if slightly crazy bunch on this thread and love to hear from you even if you've not got any pennies for PADs. Always pop in to say hello
I'm PADding £100 to the dreaded Tesco CC...again...
Tesco I need to meet this CC Dizzy and give it a penny for being good LOL
My latest way of budgeting is an extension on the cash only budget. Have a budget for each day/circumstance and just take out in a coin purse what you need (no cards) :T - saving about £10-20 a week just by doing thisHappy Days!!!!
:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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Hi all!
£106.39 for me please
A double PAD today - accidentally though - I seem to have had a small refund from the solicitors who dealt with our house purchase, and have no idea why as they haven't sent me any correspondence - the other strange thing is it's gone to my natwest loan, which doesn't accept transfers electronically - to make an overpayment I have to ring them direct but this is showing as a transfer payment. I also have no idea how they got my loan account detailsno idea, but I'm not complaining! They massively overcharged us for shoddy service so I'm happy to have a little of it back
Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭0 -
Pay day today :-) instead of just feeling very relieved I actually sat down and worked out how much left after paying everything off... and realized one of my work expenses has yet to go in :-) so shall chase that today. Grand total PAD today £1.35p Before my lightbulb get my head out the sand moment yesterday I would have been hum £1.35.... now its YEAHHHH £1.35...Feel positive money wise for the first time - for a looonngg time. Kirstypoos - what a brill surprise :-)Debt free May 2016 (without the support of MSE forum users that would never have been possible - thank you all)0
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:hello: Dizzy and TTFTM. Thank you all for the wam welcome.
€2 for me again today going into the SPC, if people want to keep leaving their change in the public area in work, then i'm going to keep potting it. :TPAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉
MFiT-T5 #36
3-6 mth EF #5 €2,445 / 11,100
Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲0 -
Just 30p pleaseA Payment A Day keeps the debts at bay
PADS 2016 = £222.57
Frugal living challenge 2016 1129.71/3660
= 14.86 per day/10.00 per day0 -
Hi all :j
Popping in to PAD £4 .00 - a slightly more modest 2 x £2 coins into VW Campervan moneybox today - tkyou Dizzy :j:j :jNew start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Good morning fellow PADders
Budget is finally done for next month so my PAD today is £1350 to savings please Dizzy :T
Erme, you know I would never ever abandon my spreadsheets, was just a bit late with them this month, it's been a busy one
Have a super day everyone
TTFTM xLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt0 -
Morning!
£3.62 for me today!Plan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -0 -
Morning everyone
A bank round down today gives me a PAD of £3.87 to credit card
Have a good day
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31070
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