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Payment A Day Chapter 16

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Comments

  • Good morning fellow PADders :D

    My PAD today is £37.38 to savings please Dizzy :T

    Hi and welcome to misfire and muppets :hello:

    Have a super day everyone :)

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Good morning fellow PADders :hello:

    It's payday but haven't done budget for month yet so my PAD today is £50 to savings courtesy of YouGov payout please Dizzy :T

    Have a super day everyone :)

    TTFTM x

    Make thy peace with thy spreadsheet TTFTM - it still loves you!!! LOL How do people cope without a budget? Is that how ostriches budget LOL?
    jet9cat wrote: »
    Hi everyone and thanks for all your encouragement and kind words.


    No money for padding the last few days but today is payday - just squeaked through - so a payment of £200 to the cc please. This has actually come from a tax rebate through my wages because we claimed the marriage allowance where my OH who earns less than me transferred some of his personal allowance to me, increasing my tax code. Worth doing if your husband/wife earns less than their personal allowance and easily done online or by a phone call.

    Thanks so much for another great tip jet cat...... always handy these tips from folk on how to save money :)
    Dizzy_Imp wrote: »
    TGIF Friday folks! It's so windy here the tea was actually scooped out of my cup this morning. Gale anyone?

    Welcome to the newbies :hello: Muppets I already know, but looking forward to getting to know you misfire. We are a supportive, if slightly crazy bunch on this thread and love to hear from you even if you've not got any pennies for PADs. Always pop in to say hello :)


    I'm PADding £100 to the dreaded Tesco CC...again...

    Tesco I need to meet this CC Dizzy and give it a penny for being good LOL

    My latest way of budgeting is an extension on the cash only budget. Have a budget for each day/circumstance and just take out in a coin purse what you need (no cards) :T - saving about £10-20 a week just by doing this :D Happy Days!!!!
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi all!

    £106.39 for me please :)

    A double PAD today - accidentally though - I seem to have had a small refund from the solicitors who dealt with our house purchase, and have no idea why as they haven't sent me any correspondence - the other strange thing is it's gone to my natwest loan, which doesn't accept transfers electronically - to make an overpayment I have to ring them direct but this is showing as a transfer payment. I also have no idea how they got my loan account details :o no idea, but I'm not complaining! They massively overcharged us for shoddy service so I'm happy to have a little of it back :)
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • misfire
    misfire Posts: 507 Forumite
    Part of the Furniture 100 Posts Combo Breaker Debt-free and Proud!
    Pay day today :-) instead of just feeling very relieved I actually sat down and worked out how much left after paying everything off... and realized one of my work expenses has yet to go in :-) so shall chase that today. Grand total PAD today £1.35p Before my lightbulb get my head out the sand moment yesterday I would have been hum £1.35.... now its YEAHHHH £1.35...Feel positive money wise for the first time - for a looonngg time. Kirstypoos - what a brill surprise :-)
    Debt free May 2016 (without the support of MSE forum users that would never have been possible - thank you all)
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    :hello: Dizzy and TTFTM. Thank you all for the wam welcome.

    €2 for me again today going into the SPC, if people want to keep leaving their change in the public area in work, then i'm going to keep potting it. :T
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • Just 30p please
    A Payment A Day keeps the debts at bay
    PADS 2016 = £222.57

    Frugal living challenge 2016 1129.71/3660
    = 14.86 per day/10.00 per day
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j
    Popping in to PAD £4 .00 - a slightly more modest 2 x £2 coins into VW Campervan moneybox today - tkyou Dizzy :j:j :j
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Good morning fellow PADders :D

    Budget is finally done for next month so my PAD today is £1350 to savings please Dizzy :T

    Erme, you know I would never ever abandon my spreadsheets, was just a bit late with them this month, it's been a busy one :o

    Have a super day everyone :)

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • rsdiscos
    rsdiscos Posts: 816 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Morning!

    £3.62 for me today!
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • Morning everyone

    A bank round down today gives me a PAD of £3.87 to credit card

    Have a good day

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £3107
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