We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Payment A Day Chapter 16
Comments
-
Hi Everyone!
Been reading through the posts and it seems such a positive place to be! I've 'PAD'ed in the past, but am ready to tackle it again!
No real goal, but would like to chip away at a CC balance.
My first PAD for 2016 is £42.37, which takes my balance below a threshold by 1p!!!Plan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -0 -
Hello all :wave:...£6 to Nram today for me please.
Thank-you xx :jCurrent debt and mortgage: £25, 820.35 Debt/Mortgage at start: £92,598 (27/09/2010)
DEBT FREE!0 -
Good evening all -:hello: WHAT a day....glad it's drawing to a close! BT repairs, chicken coop moving, gas delivery...even managed to sneak in a haircut, but I am aware I'm very late reporting yesterday's total, which was a very impressive £243.43. With a few extra £s of my RL money, that would buy me a new Dyson. No excuse for fluff and dog-hair then lol.
Well done on the scratch card win LMD - I'm never that lucky! And thank you for your kind words. Grandma was an impressive 104 years old when she popped off, so no complaints. Special mention to Kirsty for the sacrifice of drinking money to the debt and it's given you the chance to make an impressive PAD. I'm doing the dryathlon this month, so can sympathise with not being allowed a little tipple, so here's a virtual one to share :beer:
Erme - you silly sausage - how did you forget that it's January and blooming cold? Did giggle though :rotfl: Calling - keep up the good work and CC1 will be history in no time x
A newbie! :j Welcome to the madhouse rsdiscos. Fantastic start with a threshold busting first PAD.
Back for today's total in the morning xxx
OOH, nearly forgot. My PAD today is an insurance refund of £1000 for the New WM and TD delivered on Thursday, plus a little towards the ever groaning CC.0 -
Just popping in to pad a £1 for today, family bday today and tomorrow so may struggle to get on. (so if ok can you pop me down for a £1 tomorrow too please Dizzy) x.0
-
Thanks Dizzy! Sorry to hear about your Grandma.
Wasn't hard at all to PAD instead of drink, I've really enjoyed having a bubble bath instead of a wine....getting old!
Another fab total! Well done everyone!Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭0 -
PAD of £5.17PADDING since 06-12-15
Total so far = £88.12Save £12K in 2016 (8K TARGET) - £60/£80000 -
Morning
A bank round down to Credit Card today £3.63
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31070 -
Got some stuff on ebay, which finishes today and will be my pad total. If it goes for what its at at the moment, then someone will have a bargain!!!Plan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -0
-
Ok!someone got a bargain!
My Pad for today is £7.71
Thanks for the kind welcome!:beer:
Happy PADing!Plan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -0 -
Happy Sunday everyone! My house is now WIDE awake, so no more rest for the wicked!
Saturday PADding saw an awesome total of £1937.09. Congratulations everyone! I have virtually purchased my lovely new range cooker, in my, as yet, empty kitchen. Bliss that will be after the naff propane cooker in the caravan
Well done Sunshine for putting all your debt up on show (it took me ages to have enough courage to do that) - were all behind you cheering on the clearance of it bit by bit :j
I know what you mean about a change in mind set TTFTM. I get a bit panicky if I have to use my credit cards at all now. Oh, how things have changed!
Oh no! Flump's "future PADding" - that means I'll have to try and remember something today...:eek: wish me luck!
£40 to the boys' savings today for me x0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245K Work, Benefits & Business
- 600.6K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards