We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Payment A Day Chapter 16
Comments
-
Justforme - don't be sad that "only" part of your payment counted - be glad that your debt has reduced by whatever you can pay on the day. Even pennies count! Erme is a big fan of the small and steady PADs. Anyone seen her recently? Erme, if you're out there, stop lurking and say hello x
My contribution is £69.33. Still very squeaky for us :eek:
Laters taters x
this is so true Justforme. - don't get all down in the dumps due to your small pad! Really just think - if you padded 50p a day (or £3.50 a week) that would be over £150 off your debt that you wouldn't have paid otherwise :T in a year!!!!
So we have no pulverising ourselves to a pulp for some dumb reason on here please
Tis not going down (or getting into debt) that's the crime but staying down (or not having your lightbulb moment). I had some fairly big whoopsies in my debt free journey (we're talking £900 etc etc) and I still got debt free because I just didn't give up!!!!
It's a bit like losing weight - if you get my drift - the only hard part is the first week and the last 7lbs. Now if you've gone from morbidly obese to just overweight you may think the last 7lbs would be a doddle - however life 'aint like that! Same with debt busting. I should have been debt free 6 months before I was !!!! That's how hard it can be
But know everyone Padders are here for you - good days/bad day/ chocolate overdose days and we care!!!
E:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
0 -
Ahh thank you all your all right of course and I will carry on with the PADing x
£13.77 for me today please odd numbers but oddly satisfying paying 1% off the total plus a little extra to end in zeros lolNST October #24.
NSD 16/20
£125/£150 Family Budget..0 -
Hi all
A PAD of £461.01 to credit card for me today, trying to get ahead of myself.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31070 -
Just £8 for me today please DizzyEvery penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
£8.87 for me to Barclaycard thanks to eBay sale and rounding down the bank balance x0
-
Have been away or a while - tussling with RL ! But I have been PADding all the way through December and continuing into January. My PADs so far from 1st January are:£123.60
Hopefully be back on here on a more regular basis from now onBe the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat'0 -
Hello! Sneaking back after a 6 month gap where RL just got in the way. Would like to start PADding again ... there have been some steps forward (and back) and I am sure this will continue in 2016, but each little step inches me in the right direction
So starting today if you'll have me back I have made my first PAD of 2016 £5 to catalogue.
love flump x.0 -
Hi all :j
Popping in to PAD £59.91 - payment to cc - tkyou Dizzy :j:j :jNew start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Morning all
A PAD of £5.20 to BC for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31070 -
Good morning fellow PADders :hello:
My PAD today is £4 to moneybox please Dizzy :T
Welcome back to Igamogam and Flump! :j
Have a super day everyone
TTFTM xLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245K Work, Benefits & Business
- 600.6K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards