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Payment A Day Chapter 16

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Comments

  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Dizzy_Imp wrote: »

    Justforme - don't be sad that "only" part of your payment counted - be glad that your debt has reduced by whatever you can pay on the day. Even pennies count! Erme is a big fan of the small and steady PADs. Anyone seen her recently? Erme, if you're out there, stop lurking and say hello x

    My contribution is £69.33. Still very squeaky for us :eek:

    Laters taters x


    this is so true Justforme. - don't get all down in the dumps due to your small pad! Really just think - if you padded 50p a day (or £3.50 a week) that would be over £150 off your debt that you wouldn't have paid otherwise :T in a year!!!!

    So we have no pulverising ourselves to a pulp for some dumb reason on here please :D

    Tis not going down (or getting into debt) that's the crime but staying down (or not having your lightbulb moment). I had some fairly big whoopsies in my debt free journey (we're talking £900 etc etc) and I still got debt free because I just didn't give up!!!!

    It's a bit like losing weight - if you get my drift - the only hard part is the first week and the last 7lbs. Now if you've gone from morbidly obese to just overweight you may think the last 7lbs would be a doddle - however life 'aint like that! Same with debt busting. I should have been debt free 6 months before I was !!!! That's how hard it can be

    But know everyone Padders are here for you - good days/bad day/ chocolate overdose days and we care!!! t4614.gif

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • Justforme
    Justforme Posts: 137 Forumite
    Ahh thank you all your all right of course and I will carry on with the PADing x


    £13.77 for me today please odd numbers but oddly satisfying paying 1% off the total plus a little extra to end in zeros lol
    NST October #24.
    NSD 16/20
    £125/£150 Family Budget..
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,854 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    edited 5 January 2016 at 3:27PM
    Hi all

    A PAD of £461.01 to credit card for me today, trying to get ahead of myself.

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £3107
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Just £8 for me today please Dizzy
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    £8.87 for me to Barclaycard thanks to eBay sale and rounding down the bank balance x
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Have been away or a while - tussling with RL ! But I have been PADding all the way through December and continuing into January. My PADs so far from 1st January are:
    £123.60

    Hopefully be back on here on a more regular basis from now on :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • flumpkin
    flumpkin Posts: 365 Forumite
    smiley-signs061.gif

    Hello! Sneaking back after a 6 month gap where RL just got in the way. Would like to start PADding again ... there have been some steps forward (and back) and I am sure this will continue in 2016, but each little step inches me in the right direction :)

    So starting today if you'll have me back I have made my first PAD of 2016 £5 to catalogue.


    love flump x
    .
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j
    Popping in to PAD £59.91 - payment to cc - tkyou Dizzy :j:j :j
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Morning all

    A PAD of £5.20 to BC for me today please

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £3107
  • Good morning fellow PADders :hello:

    My PAD today is £4 to moneybox please Dizzy :T

    Welcome back to Igamogam and Flump! :j

    Have a super day everyone :)

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
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