We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Payment A Day Chapter 16

1228229231233234398

Comments

  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Erme wrote: »
    Ok my new year lunch was serious pants (do I hear a cry of 'first utter rip off of 2016) and I stood on a drawing pin last night (without slippers on) - nuff said

    So after crying into my spreadsheet and with thanks to all the counter-uppers of 2015 can I have a drum roll please
    for the

    official

    2015

    Payment a Day

    thread total


    £177,756.99

    of personal debt paid off thanks to Payment a Day thread and the esquite art and addictiveness of padding

    choir.gif

    E

    Amaze balls!
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Wow glad to have joined the awesome bunch. I joined one 9th December. And just worked out I paid off 727.14 since then So surprised it was that much how did I do that?

    Today having a day off bank holiday from padding very low on funds until next week.

    Happy New year x
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • The 2015 total is absolutely amazing! Just goes to show how a bit of support and determination can achieve.

    Bring on 2016 PADding :)

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £3107
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j
    Popping in to PAD £139.30 - refund to cc tkyou Dizzy :j:j :j


    Awesome totals this year everyone!! And many thanks to Sunshine for being ace counterupperer in December :T:T:T
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Decided to go for it and clear the credit card which had been used for Christmas presents. (Why do I do that? I know Christmas is the same time every year and I'm never prepared.) £303.93 to finally clear the card! Yippee:T
    Loan 1- £6039/£9736.99:mad: CC £1084/£1084 :beer: Loan 2 0/£18000:eek:
    £2 savers 2016 #54 20p savers club 2016#74
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    Wow well done Bosh! That must feel fab x

    £20.09 for me thank you Dizzy - £16.99 to Barclaycard, £3.10 to overdraft.

    Have a lovely day x
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Good morning PADders :wave:

    Hope you all had a peaceful start to 2016, without too much of a hangover. Now, let the debt battle commence...

    Yesterday, although I did make a payment, I was so amazed by the year end total, that I forgot to actually post the amount, so Major Dizzy is the first to fail at reporting in :wall: I made a payment of £42.87, so adding that to our total to make...£218.50. Not bad, not bad at all.

    My PAD today is £44.18 x
  • Morning all

    A small PAD of £6.93 for me today

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £3107
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi all!

    Dizzy my PAD for today is a small but perfectly formed £2.15 please :)
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • Good morning fellow PADders :hello:

    My PAD today is £2 to moneybox please Dizzy Imp :T

    Absolutely amazing total for 2015, thanks so much for working that out Erme and well done to Boshthisdebt in paying off CC :j

    Have a super day everyone :)

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.