Drinking Holiday Insurance

harlow19

Deleted_User wrote: »

I'd be less concerned about the affects of alcohol on your body and more wary of what Turkish men could do to you when you're mullahed.

Even at the best of times they're a pain in the backside and they do like a big lass.

You didn't realise that I am a gay male so your comment may not have had the desired effect

harlow19

Thank you for all of thr replies, especially the useful ones! The others did make for a humouring read

benjus

I don't get some people's attitude to insurance. I can get on the Eurostar and be in France in a couple of hours. I can also get on a different train and be in York in a couple of hours. Why do some people say I'm foolish to make the former journey without travel insurance (I have an EHIC)? Or do these people think I should have travel insurance to go up to York as well?

Pollycat

benjus wrote: »

I don't get some people's attitude to insurance. I can get on the Eurostar and be in France in a couple of hours. I can also get on a different train and be in York in a couple of hours. Why do some people say I'm foolish to make the former journey without travel insurance (I have an EHIC)? Or do these people think I should have travel insurance to go up to York as well?

If an articulated lorry hits you in York and breaks every bone and puts you in a coma, the NHS will look after you for free and provide after care.

If an articulated lorry hits you in Paris and breaks every bone and puts you in a coma, what will the French health service do for you? I honestly don't know the answer.

The fact that you have a EHIC does not give you the same treatment as you would get in this country.

You get the same treatment in France as a Frenchman gets.

If a Frenchman has to pay for treatment or medication so will you.
Ditto for Greece and every other country covered by EHIC.

If you make an informed decision about not taking out travel insurance, thats's fine and nobody's business but your own.
But a lot of people believe that the EHIC is a free alternative to travel insurance.
It isn't.

cat4772

If you die in France, I doubt your EHIC card would pay to repatriate your remains. If you are seriously injured, the EHIC card would not cover the costs of transferring you to a UK hospital or provide a trained medical professional to accompany you.

My brother's friend's insurance saved them about £7k when his friend suffered an allergic reaction and had to have a nurse accompany him home following ten days of treatment in hospital. Of course, they each paid about £50 for the cover and whinged about it in the first place

Cat.x

peachyprice

benjus wrote: »

I don't get some people's attitude to insurance. I can get on the Eurostar and be in France in a couple of hours. I can also get on a different train and be in York in a couple of hours. Why do some people say I'm foolish to make the former journey without travel insurance (I have an EHIC)? Or do these people think I should have travel insurance to go up to York as well?

Can you really not see the difference between having an accident in York where the Ambulance will be free, NHS will look after you without having to pay, will liaise with your family and you in English, move you to a hospital closer to home if/when able, and having an accident in France where you may have to pay for an ambulance, they won't necessarily speak English, may have to pay 20% of your treatment, will have to pay a daily fee if you stay in hospital and will receive a hefty bill if you need repatriating to the UK?

zaax

bagand96 wrote: »

Travelling to Western Europe without travel insurance is incredibly foolish.

Please explain how you get to this idea, considering EHIC card covers health; only £250 (max) if you are robbed or lose a non valuable item (mobile phones / tablets aren't covered); flight delay is only £50 (though £250 from the airline); volcanic ash not covered; the only thing that it does cover is emergency air evac.

zaax

peachyprice wrote: »

Can you really not see the difference between having an accident in York where the Ambulance will be free, NHS will look after you without having to pay, will liaise with your family and you in English, move you to a hospital closer to home if/when able, and having an accident in France where you may have to pay for an ambulance, they won't necessarily speak English, may have to pay 20% of your treatment, will have to pay a daily fee if you stay in hospital and will receive a hefty bill if you need repatriating to the UK?

You will get charged quite a bit for a non-medical patient transfer and £8.50 for each drug they use. So its not free in the UK.

duchy

zaax wrote: »

You will get charged quite a bit for the UK hospital move and £8.50 for each drug they use. So its not free in the UK.

Care to provide a link to that info.
It's certainly not MY experience of the NHS with family members who were in patients and moved after a time from a specialist/non local hospital to our local hospital.

I believe you are mistaken

zaax

duchy wrote: »

Care to provide a link to that info.
It's certainly not MY experience of the NHS with family members who were in patients and moved after a time from a specialist/non local hospital to our local hospital.

I believe you are mistaken

They were medical transfers from specialist units (ICU etc) to recuperation.