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re-CC Cancelling

Hi Guys, I'm going to cancel several CC's
2x Capone aspire ( after cashback)
2xCapone world
2xHsbc
As first name on all, OH i second, does hers automatically get cancelled at same time as mine.? OR, does she have to cancel her own.? Also, is it better writing or by phone.or does it vary from CC to CC.? Never cancelled before, just stopped using them.

Comments

  • Candyapple
    Candyapple Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hers gets automatically cancelled at the same time as yours.

    Easier to call them and ask them to put it in writing that you are closing your account and that they will be updating the credit reference agencies with this info. Then give it about 2 months and apply for copies of your credit files to check that accounts are not active and showing in the settled part of your files.
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
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