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unknown payment from bank

clump71
clump71 Posts: 2 Newbie
in Budgeting & bank accounts
Hi all
i am with lloyds bank and for the past two months a payment has tried to go out for the sum of £0.00 to BANK ONLINE AUTH USA US. does anyone know what it is or how to block it.
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Comments

  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    What do Lloyds say about it?
  • NotRichAtAll
    NotRichAtAll Posts: 907 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    personally i would go into branch and ask in there, am sure they will provide the help you need. Simple really :)
  • meer53
    meer53 Posts: 10,217 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    Do you have a monthly card payment that goes out of your account to a company based in the US ? If you do, it's probably them checking the card is live before taking their payment.
  • ~Beanie~
    ~Beanie~ Posts: 3,043 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yes I'm with Halifax and have had a couple of those show on my online banking recently, usually when I have bought something off EBay or Amazon.
    :p
  • clump71
    clump71 Posts: 2 Newbie
    I spoke to lloyds and they said they have no idea who it is. So I asked what happens when they take £1000 out of my account and they said basically worry about it when it happens. Great answer
  • Carrera74
    Carrera74 Posts: 790 Forumite
    Part of the Furniture 500 Posts Combo Breaker PPI Party Pooper
    I've noticed something similiar with my TSB account and it relates to when I get petrol from a self serve pump at Sainsburys petrol station. It shows up as £0.00 for a few days then the amount comes out. I think it has something to do with you putting your card in before taking petrol and ithen it ties up once the debit reaches your account.
  • skintpaul
    skintpaul Posts: 1,510 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    get a list of standing orders / direct debits, continuing payment authority's. stop any you don't recognise.
    breathe in, breathe out- You're alive! Everything else is a bonus, right? RIGHT??
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    skintpaul wrote: »
    get a list of standing orders / direct debits, continuing payment authority's. stop any you don't recognise.
    The bank don't hold a list of CPAs.
  • eskbanker
    eskbanker Posts: 38,017 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    clump71 wrote: »
    I spoke to lloyds and they said they have no idea who it is. So I asked what happens when they take £1000 out of my account and they said basically worry about it when it happens. Great answer
    What happens if/when any unauthorised transaction happens is that you follow their unauthorised transaction process and they'll refund any disputed withdrawals, although I take your point that on the face of it the risk of this is higher if this phantom authorisation is happening.
  • meer53
    meer53 Posts: 10,217 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    clump71 wrote: »
    I spoke to lloyds and they said they have no idea who it is. So I asked what happens when they take £1000 out of my account and they said basically worry about it when it happens. Great answer

    It's the right answer. Why worry about something that may never happen ?
This discussion has been closed.
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