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Pre-existing Travel Insurance Guide Discussion
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The £56 is for their Budget policy (no excesses) which says under declaration of medical conditions "Cover for pre-existing medical conditions is unavailable on the product you have selected."
However, the cover includes baggage, cancellation, £5m medical expenses (for new problem(s), £5m repatriation, and several other benefits. Policy wording here . Maybe it's worth taking out after all!
Brian
We still have EHIC arrangements with France of course while we're still in transition from the EU, but that doesn't by any means cover everything, and the biggest risk is the need for an air ambulance - probably well over £10,000.
All the advice is not to travel without medical cover, but, as I say, personal choice.
The main issue that is causing the price hike is I suffer from Prinzmetal Angina. The stupid thing is that, for those who do not know this condition will not kill me or cause a heart attack or anything else, it is the coronary artery going into spasm which mimics angina type pain but does not affect the blood supply to the heart so causes no cardiac issues just discomfort. I take medication and it stops it happening 99.9% of the time yet all the companies I have tried want £300 and more just for this condition, which essentially is an artery suffering from cramp!. I also suffer with kidney stones on a regular basis and currently have stones in both kidneys, I declare this along with high blood pressure and Asthma and without the Prinzmetal angina I can get cover for under £130.
I have tried comparison sites and dozens of individual companies and no reasonably priced cover to be had unless I do not disclose the Prinzmetal Angina. Ideally I want to disclose it for peace of mind but not at a cost of £300 upover. If anyone has any sites that cover heart issues at a decent price I would appreciate it if you could let me know.