We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
What DFW strategies have you attempted to implement and failed at?
Comments
-
Spending diary. Not stopping impulse buying. Other things I think I'm okish at.CCCS DMP:Feb 07
Total:£37,016.47 now £0 DEBT FREE FEB 14
2022 Decluttering Campaign 49/10110 -
but how do you find the clicks? This is where I get confused lolThere's a limited amount you can make from signing up to newsletters/compe sites etc, but it's quite a decent amount. Once you've exhausted the one-off merchants you can make money by doing the "daily clicks" (kelkoo, high street web etc all give money on a daily basis for clicking). I think on Quidco it's about 30p a day, but between a few cashback sites you can earn a couple of quid a day for doing a few clicks.Total 'Failed Business' Debt £29,043
Que sera, sera.
0 -
but how do you find the clicks? This is where I get confused lol
yep me too
tooties:j0 -
http://forums.moneysavingexpert.com/showthread.html?t=475596
IA and others.
If you look in here I listed Loads of the "free" or minimal spend ones for quidco cash... read through it as there were more tips put in later in the thread, but I did a couple of bulk posts that should keep you busy.:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
thank goodness im not the only one who has failed at a couple of things!
makes me feel a little better in those middle of the month moments
thanks everyone
tooties:j0 -
You just read through some of the merchants and if it says "10p limited to 1 click per day" you know it's a daily click. A few of the other cashback sites (freefivers, moneybackmadness etc) have a dedicated link for Daily Clicks which bring up all of the merchants you can use on a daily basis.
PM EagerLearner for a copy of her daily clicks guide, it's very thorough and can help you make quite a bit towards christmas or birthdays or in my case a new car.0 -
Stuff I've not managed to get my head around:
- spending diary (just keep forgetting to do it!)
- matched betting (cannot get my head around it!)
- Ebay listing (sold a few bits, but just never seem to make much!)
I don't bother with Quidco on a daily basis, but do a couple of searches each week for the cashback - my aim is to have had enough over the year to cover the £5 admin feeTotal Debt 13th Sept 2006 (exc student loan): £6240.06 :eek:
O/D 1 [strike]£1250 [/strike]O/D 2 [strike]£100[/strike] Next a/c [strike]£313.55[/strike]@ 26.49% Mum [strike]£130[/strike] HSBC [strike]£4446.51[/strike]@15.75%[STRIKE]M&S £580.15@ 4.9%[/STRIKE]
Total Debt 30th April 2008: £0 100% paid off!
PROUD TO [STRIKE]BE DEALING [/STRIKE] HAVE DEALT WITH MY DEBT
0 -
Possibly not what you mean, but I tried to get a (2nd) 0% credit card and was declined (by the Post Office). Was trying to follow the advice to BT to a 0% CC to stop interest payments, then pay off the outstanding balance over the interest-free period.
I have 1 CC (limit £1000, balance £950), a car loan (0%) with no missed payments and 6 more months to run, 2 small bank loans satisfied in 2002 and 2004 respectively and that's it. I've been on the electoral role at the same address for 17 years. What's wrong with me?! :mad:
Actually, it was a blessing in disguise. It made me think about my budget, realise that I only had £2.72 per week after all bills were paid :eek: ; so I cancelled all unnecessary insurances etc, looked at what I was spending on housekeeping etc and applied for - and got! - not only a payrise, but a promotion to a staff position. :j Plus I'm having to economise until September, because I've got to go from weekly pay to monthly and have 7 weeks to live on 6 weeks' money. Which will be a challenge! I've already shifted my DDs - previously spaced so that they came out of different weeks' wages - to the end of the month.
Oh and I can;t get my head round Quidco either!A budget is like a speed sign - a LIMIT not a TARGET!!
CHALLENGES
2025 Declutter:
1 CONTAINER (box/bag/folder etc) per day; 50/365
1 FROG (minimum) per week; 6/52
WEIGHT I'll start with 25 lbs (though I need to lose more!) and see how it goes...🤔 0/25
2025 NSDs: 15 per MONTH - FEB 4/15; JAN 21/15
2025 Fashion on the Ration: (carried over from 2024) 10+66 = 76
2025 Make Do, Mend & Minimise No target, just remember to report!
AWARDS 💐⭐0 -
Things I fail at
- making my money last all month, despite what I consider adequate budgeting
- SELF DISCIPLINE - must keep myself out fo the shops
- matched betting, keep trying to get my head round it but cant0 -
Targets life keeps getting in the way. Also stopping smoking, got NiQuitin gum and it tastes worse than the cigs.Barclaycard 3800
Nothing to do but hibernate till spring
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.6K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.5K Spending & Discounts
- 247.5K Work, Benefits & Business
- 604.3K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards