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What DFW strategies have you attempted to implement and failed at?

tooties
tooties Posts: 801 Forumite
in Debt-free wannabe
Hi everyone
i was just wondering if anyone had attempted any DFW strategies in their quest to become debt free, cut costs or get extra cash?
mine has to be pigs back.... just can't get my head around that one!!
oh and the spending diary, i really struggle with inputting my figures always seem to forget to do it.
so can anyone else out there confess anything?
tooties
:j
«13

Comments

  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Ive never bought my groceries on the internet

    Ive never been able to properly budget by putting x amount away for xmas/ dentist etc.

    Ive not been able to successfully stop OH digging into the copper pot for newspaper money - try as I might!
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Quidco....... :confused:
    Having seperate savings pots for xmas etc
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Cazzdevil
    Cazzdevil Posts: 1,054 Forumite
    Part of the Furniture Combo Breaker
    I keep forgetting to fill in the spending diary, other than that, everything's working (albeit some of the strategies are taking longer to make regular than others).
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    immoral_angeluk wrote: »
    Quidco....... :confused:
    Having seperate savings pots for xmas etc

    what dont you get IA?
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • tesuhoha
    tesuhoha Posts: 17,971 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Mortgage-free Glee!
    I have failed to give up our Virgin package due to the fact its in OHs name and have been unable to persuade him to cancel it.
    The forest would be very silent if no birds sang except for the birds that sang the best






  • ZTD
    ZTD Posts: 24,327 Forumite
    Meal planning...

    Budgetting...

    Spend diaries... (mostly)

    Knowing how my finances are...



    I do well with quidco and stardrops - if that's any consolation...
    :o
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    lynzpower wrote: »
    what dont you get IA?
    I don't get how people regularly make money from it.. obviously apart from insurance renewals etc...
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Cazzdevil
    Cazzdevil Posts: 1,054 Forumite
    Part of the Furniture Combo Breaker
    There's a limited amount you can make from signing up to newsletters/compe sites etc, but it's quite a decent amount. Once you've exhausted the one-off merchants you can make money by doing the "daily clicks" (kelkoo, high street web etc all give money on a daily basis for clicking). I think on Quidco it's about 30p a day, but between a few cashback sites you can earn a couple of quid a day for doing a few clicks.
  • tomterm8
    tomterm8 Posts: 5,892 Forumite
    Part of the Furniture Combo Breaker
    tooties wrote: »
    Hi everyone
    i was just wondering if anyone had attempted any DFW strategies in their quest to become debt free, cut costs or get extra cash?
    mine has to be pigs back.... just can't get my head around that one!!
    oh and the spending diary, i really struggle with inputting my figures always seem to forget to do it.
    so can anyone else out there confess anything?
    tooties

    Matched betting.

    I made £250 out of it (paid off my last credit card:), but found it actually took me longer to find and calculate the odds than if I just went out and got a part time job for the same amount of money.
    “The ideas of debtor and creditor as to what constitutes a good time never coincide.”
    ― P.G. Wodehouse, Love Among the Chickens
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
    Spending diary.... I always always forget. x
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
This discussion has been closed.
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