Tuesday 14th April - What small DFW-things will you do today?

lilian1977

Hi FatVonD

Thanks for replying

There are no season ticket loans at my workplace so I thought an interest free card would be the next best thing but of course you wouldn't build up debt on a loan! At least it's a Clubcard credit card so I'm getting Clubcard points!

The Facebook selling pages will be set up by someone in your area - so depending on where you are you would search something like "North London buy and sell" etc. Then you just list things and arrange collection. Hope that helps.

FatVonD

lilian1977 wrote: »

At least it's a Clubcard credit card so I'm getting Clubcard points!

Snap! It seemed like such a good idea to get points on what is a pretty hefty expense each month but out of sight was out of mind in my case I now have it set up to clear every month. This month I have put all my food shopping on it, both big shops and also at the little local one near work. Partly because I was forgetting to take my clubcard at lunchtime and partly because it's too easy to say 'oh, I spend £65 per week on food' when, in my case at least, I think the actual figure is way higher and this month I will find out.

lilian1977 wrote: »

The Facebook selling pages will be set up by someone in your area - so depending on where you are you would search something like "North London buy and sell" etc. Then you just list things and arrange collection. Hope that helps.

Thanks for that, I will get him to search for it when he gets home!

FatVonD

twiggy86 wrote: »

Re pets and dodgy eyes - my mums dog sometimes gets a gammy eye and mum just uses over the counter eye drops from the chemist which always clears it up, rather than going to the vets.

Or try bathing it with salt water, salt water is my answer to most things

twiggy86

Lilian - could you lower your CC limit so that you don't have the space on there to rack it up again in future? That's the approach I've been taking with my CC - as I pay some off, I lower the limit so I can't think "oh it's fine I now have x free on my CC - put it on there!"

I've decided I want something and so I'm going to reboot my swagbucking efforts! I think I've got a gift card with either £10 or £15 on (must hunt it out and check), so if I can get £10/£15 amazon vouchers I wont have to hand over any money! I've subscribed to the SB thread on here to start with and earnt a MASSIVE 10 SBs so far! :rotfl:

lilian1977

Thanks for the advice twiggy - I've always been told though that the less available credit you have the worse it is for your credit rating? As in, it looks like you can't help but max out your cards?

xJOJOx_2

Morning. Thought I paid for my big shopping spread with cc (was going to spread over 3 weeks) turns out paid on my cash card and now have £3.23 in bank opps! Will have to track wages down today so can pay childminder from last week, will have to shuffle things now but all should be ok. Having to put both daughters into childminders today, so not really earning anything today :-( but not going to let work down last minute. No plans this evening, no little ones either. Will save the pennies though and find jobs around the house, maybe a little beauty night x

Daily Dfw's
Check Banking/Emails done
Postcode Lottery done
Check Onepoll and any other surveys
Nightly routine (plugs/doors etc)
Paperwork to council re request
Phone up pharmacy4u and register
Pay childminder

Old school/making things last
Use same 'daily' eyeshadow/lipstick to use up some supplies
All lights/switches off when not in use
Meal Plan for week
All meals from stock
Changing habit this week - don't boil kettle and walk off forgetting about and then reboil!
Seam to acquired a lot of half jars of stuff, so use up all of Jam
Dressing gowns on and heating off am
Charge phone and iPad at work
Make use of free drinks at work



Entertainment/Leisure
Listen to free spotify whilst walking
Movie night
Walk all Journeys

Home and declutteringHome
Going to try and get in cleaning routine Tuesday....bathroom and toilet
Sort one bag out for charity shop
Sort out wardrobe 1 in bedroom

Upping my income
Smile :-D and earn some tips
Ebay at least one Item today
See if music magpie payment been made yet

Have a good day all xx

lilian1977

xJOJOx great idea to have a free beauty night - think I might give my toenails some love tonight what with the nice weather on the horizon!

its_maths_not_magic

Happy Tuesday lovelies!

Today I am looking after my financial life by:

1. Coming here to keep my enthusiasm high.
2. Cooked all meals from scratch.
3. Non spending day.
4. Work hard at online business.
5. Remembering that money is a great tool for earning more money.
6. Meditated.
7. Play with the pooch.

1HANNAH

1HANNAH wrote: »

Morning all, Thanks for the start DMNS

Today's list (in a bit of a random order!)

* Use nectar search
* Switch mobile off over night Done
* Heating off Done, although hubby noticed his towel wasn't warm this morning, so will see if he puts it back on when he gets home tonight!
* All meals from stores - plan & prep Done
* Check Banking/update spreadsheets Done
* Do some Swagbucks Done will try getting more done later
* Check Sun perks * Check FPL * Check TCB * Check Quidco All done
* Check email survey oppurtunities Done Just one survey there today
* Unsubscribe from junk emails Done
* Read a few pages of my book thats been on the bedside table 1yr+
* Make families lunches for school/work
* Walk to/from bus stop with boys whoops forgot its swimming straight from school so can't walk
* Kids breakfast free at Schools breakfast club Done
* Fill water bottle at gym Done
* Update freezer list Done
* See what else I can find in the cupboards to go into my food use up box made a list of all herbs/spices so that I can start using these up too
* Finished off bottle 1/5 of shower spray that I bought at least 6yrs ago! 1 down 4 to go!

Spent some of yesterday shredding old paperwork/payslips etc, need to continue that. Going to have a cuppa and get cracking!

Very productive day... also done the following
* Gather all stationary up from various drawers around the house Done
* Sort lounge cupboards 8/8 done Done lots of shredding, re-organised
everything.
* Sort desk drawers 7/7 Done

foxgloves

Yep, need new boiler. Bah!!
That's a big hole in the Emergency Fund, but I suppose on the bright side, I can be thankful that we do have an emergency fund these days. It would have been straight on credit in the old days B.C.S (Before common sense). Just done BACS transfer, so hopefully money will be in our account for Friday when it's boiler-fitting day.
Can't help feeling peed off though, so am going back down greenhouse to play with some more plants.
Cheers all,
f x