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Sat/Sun 11th/12th April - What small DFW-things will you do today?
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Baileys_Babe wrote: »Hello everyone, thanks for starting us off Ally
Received a letter from our gas/electricity provider reducing our payment per month by £50 :money::money:
Wow that's great. I hope to follow in your footsteps very soon. Our winter usage has been ouch even with being very careful. Despite not turning our heating on till 1st December our bills have been over £100 for the last 3 months. The electricity is only £27 the rest is all gas. So we have now gone cold turkey and turned it off completely & am hoping our next bill will be a lot lower." Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Good morning,
So far I've entered the sweepstake at work for the Grand National, something I do every year. Monbeg dude came in 3rd so a nice £8 return for 50p. The winnings are going in my pot.
I've checked FPL, banking, worked an extra shift at work, put my washing on a 30 degree wash, potted a few pennies I found lying round the house.
Hope you all enjoy the rest of your weekend.
Ciao.LBM: 10/03/2015 Total debt:£11,742. :mad:
Extra Payment Every Week 2015 challenge: £179.50/500-35.9%
DFB Xmas 2015 challenge #160: £771.35/3000-25.7%
E' Fund Challenge: £70/1000 SPC 2015 #117: £21.47:rotfl:
:dance: Aim to be debt free by April 2018 :dance:0 -
Well the weather did improve yesterday, here's an update of the list:GettingOrganised wrote: »
Over the weekend I'm hoping to:
All meals from stores Done
Bedding currently in the wash, it will have to go in the dryer though Done
Must spend at least an hour tidying DD's room (has been on the list all week!) Done - lots of clutter gone, still need to finish today though
Find a place for all of DD's Easter eggs to go... Done!
Need to make a start on DD's homework - two weeks to do it and we do it on the last two days (opps!) Done, need to finish today, but shouldn't take too long
Quick trip to town (will walk) to return a couple of tops and return DD's library books Didn't walk as I drove to the tip to drop off some of DD's old toys for bric a brac and a bag of rubbish too. Did return tops and library books
Ironing pile Done
Play with the pet rats - can't believe how much more confident they are now. Done, and doing now
Do meal plan and shopping list for next week, then go shopping Done meal plan and shopping list, will go shopping either today or tomorrow
If tomorrow is better weatherwise, we might get out to a park currently raining, so we'll see later
Three items on eb@y end today, and I need to get a few more listed today too two items sold, no others listed. Have got a few more things to sell from DD's room tidy up
Happy that I got through most of the list yesterday, today will be spend finishing off the odd jobs, going to DD's swimming lesson and spending time as a family.
Wishing all a lovely Sunday.SPC # 348 2014-£169.07/2015 - £156.89
GC 2014 Feb-Dec £2931.62
GC 2015 Jan £216.93/£220 Feb £291.97/£215 Mar £213.64/£220 Apr £207.62/£220
DFBXmas2015 #40 - £3,474.61/£4,0000 -
Keep wallet shut all day.Total debt at 18.9.17 £1950
Debts down £12,700 high in Feb 2015, £10,700 April 15, £8830 May 15, £6776 June 15 , £5857 July 15 £6970 1.3.16
£3950 15 May 2017 £3470 July 17 £2650 21.8.170 -
Morning
It is grey and windy here, hoping it will get brighter as I need to cut the grass.
My list:
Open curtains fully done
Turn off lights and appliances not in use on going, why does OH feel the need to have the tool cupboard continually illuminated if he is using any tool from the cupboard any where on the planet (this last bit may be a slight exaggeration)
B L D from stores so far so good and dinner is all planned
Educate my children for free done
Entertain my children for free done
Walk every where I used the car to take the children out earlier, even though it was in walking distance because the rain was so heavy we would of needed to have take spare clothes with us
Check FPL so far so good, done
Close curtains before it gets dark done
DW set to run overnight done
WM set to run overnight done
Soak porridge overnight done
Pack snack bag for Monday not sure if we are going tomorrow as ds is possibly coming down with something, but I have thought about it and can grab what we need very quickly
Make packed lunch for Monday see above
Meal plan for the rest of the week Monday and Tuesday are decided, still thinking about the rest of the week
Inventory 2nd freezer done
Do some household maintenance done
NSD done
Locate ALL library books and decide which to renew or return doneFashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0 -
Morning DFW-Ninjas,
Well, life goes on, and the debt goes down!
Time to get my butt into gear and face today head on. In a lazy mood, but if I don't get going I'll feel that I've wasted the day, so here goes:
The List:
:starmod: Prepare for friend visiting tomorrow.
:starmod: Bit of light housework using Stardrops and washable cloths,
:starmod: OH is going to put me through my paces running locally this afternoon. Free training.
:starmod: Try to get OH's computer to boot-up. It's having a giant tantrum, again.
:starmod: Healthy chicken and veg lunch from stores. Didn't go to lovely, local inexpensive Tapas bar this weekend. Opted for spending the money on good quality fruit and veg instead.
That's all for now. Good luck on your quests, Ninjas.Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 -
Morning all,
Boys go back to school tomorrow so getting organised..
* Pull down their summer coats & relabel them done
* Pull down the box of summer hats, ready to wash them tomorrow with the winter hats, scarves & gloves and swap the drawers over. done
* Switch mobile off over night done
* Heating off done
* All meals from stores - plan & prep done
* Check Banking/update spreadsheets
* Do some Swagbucks
* Check Sun perks done, entered some comps * Check FPL done, but need to check back later * Check TCBdone * Check Quidco done
* Check email survey oppurtunities
* Unsubscribe from junk emails
* Make families lunches for school/work
* Update freezer list done
* See what else I can find in the cupboards to go into my food use up box done - 2 jars of cranberry sauce bought for xmas but only 1 opened and hardly used, no one was keen so thinking of maybe putting it in a crumble or something with fruit??
* List whats in spice rack - lots of never used bottles in there done, going to look at what these can go in
* Fix footstool - needs fabric staples
* NSD
* Find a box to put all nail varnishes, handcreams, foot creams & nail files together - and use them! done
(use up 0/17 polish 0/3 handcream 0/1 footcream)
Thats it so far, hope everyone is having a good day xxxFollowing :money: to keep us debt free :j0 -
Hi
Is it ok to join again after a couple of years of the grid need to look up later when i was last on here. Been a very busy couple of years managed to finally find a local job temping only to be told the following day I had epilepsy so lost my license for a year thanks to some great mates I manged to sort school/nursery runs work etc temping work turne4d out to be offered subby work for 12 months then decide to go for employed work as I got my licence back and needed a bit of a break from the stressful non stop work hardly had time to pop to toilet etc also couple of people where sacked so was after something with more security as i was self employed. Anyway found a job took paycut etc as thought it was more secure and less work lol had more work to do as boss quickly reduced her hours and after taking couple of days of due to sick daughter was sacked lol Still got lots of debt so really need to do everything I can to keep our heads above water.
Today been through our spreadsheet with Hubby so no where we stand! my jobs today
Plant veg seeds
Dh going to dig over veg garden
Water and feed my fruit trees
Sort out my strawberry plants novelty as they are still alive normally die.
Go through my cupboards and sort out what dinners are hiden away£10 a day challange Feb 27/435 Jan 530/465
2012 to pay off CC
After snowballing should be debt free by Mar 2016
2011 Target to be overdraft free this year and get debt down!0 -
Morning / afternoon all (I suspect it will be afternoon by the time I have written this)
Cold and windy here today, but at least it is sunny as well.
List for today:
A bit of paperwork for my business (done)
Listed 3 small items on ebay (done) Two already have bids
Put few new stock items away Done
Check banks Done
Soup for lunch shortly, butternut squash and sweet potato, made yesterday. Done
Water fruit trees as it is dry where they are, and they were only planted at the end of last year Done
Water any seedlings that need it Done, the wind is drying everything out
Pick up a small item that I am buying from a facebook seller later (this is a business spend) Done, not sure if it was worth the bother though
Leftover chicken for dinner later Done
Bedding in machine, this will go out on the line when it is finished Got it dry
Keep away from shops / supermarkets as I don't need anything! Done
Well, it is so cold I have lit the woodburner, and am toasting myself in front of it now
Hope everyone is having a good day0 -
So today we went into central London for a day out but have actually been fairly frugal still.
I had 2 John Lewis vouchers for coffee & cake. It's unusual to have 2 that overlap but meant both OH & I could have tea &cake for free. The cakes alone would have been £7 so very pleased with that.
I used the opportunity to pop into Boots & have my points added on from an almost expired reciept.
I went into MaccyDs to claim the free donut I had a coupon for for my son
We walked for miles and miles through town from Waterloo to Kensington Gardens then back to Victoria.
We took a picnic so ate lunch in Hyde Park.
Met up with friends we hadn't seen for about a year who bought us all drinks and the kids ice creams, which was rather lovely of them.
And now off home, hopefully to a nice chicken stir fry if the meat has defrosted ok.
Night all
Bob" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200
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