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sarahevie's single quest to mortgage freedom

edited 30 November -1 at 1:00AM in Mortgage-Free Wannabe
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  • sarahevie1sarahevie1 Forumite
    601 posts
    Sixth Anniversary 500 Posts Combo Breaker Mortgage-free Glee!
    ✭✭
    Finally (it's been so long I forgot it was coming) mortgage statement after my mortgage overpayment. IO payments gone from £214 to £195 per month. Now owe £108,000. 
    HOME
    Original mortgage free date Nov 2037
    Mortgage free August 2018

    Additional properties
    Mortgage 1 £108,000
    Mortgage 2 £51,000
    Teacher pension - DB scheme
    LGPS pension - DB scheme
  • sarahevie1sarahevie1 Forumite
    601 posts
    Sixth Anniversary 500 Posts Combo Breaker Mortgage-free Glee!
    ✭✭
    £5075.77 - 2021

    Another month with low spends. Savings now around the £4000 mark.

    Very chuffed with my nest pension I've had it two years this month and it's now got over £43,000 in it. This is really important for me as I'm on for around £6300 per year DB pensions so really need to sort that out. 

    New job going well but needing to start applying for jobs, very hard at the moment as all the local ones are wanting NQTs, very few I can apply for but two have appeared so need to get on with those applications.

    Both neighbours on my little cul de sac have recently put their houses up for sale, one sold within 5 days for £50,000 more than I paid in 2018. Not that comparable as it is a different style. However, the other is identical to mine exact same floorspace. They're asking £90,000 more than I paid for mine - if they get it I'd be tempted to move! 


    Currently living in a building site but very pleased with the two new rooms. We had a box room and large bedroom and have jigged them around so both are 9m2. Neither are huge but both now take double beds, wardrobe and drawers. The box room didn't even take a wardrobe before it was literally a single bed and chest of drawers so it's a much better layout for our family. It's nowhere near finished as not plastered, electrics aren't in but the new windows, wall is in so I can see what it'll be like. 
    HOME
    Original mortgage free date Nov 2037
    Mortgage free August 2018

    Additional properties
    Mortgage 1 £108,000
    Mortgage 2 £51,000
    Teacher pension - DB scheme
    LGPS pension - DB scheme
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