Searching for Security: Our MFW Diary

Bluefire

Thanks Lucky! The end is definitely in sight now, it's very exciting.

Paid off today:

• £35 interest earnt on savings
• £410 rent

2 more months knocked off the MF date. I have now increased our 2015 overpayment target to £13,000.

Bluefire

Selling continues. This week 2 heart umbrellas from our wedding, a photo frame, cake stand & lava lamp have all found themselves new homes, and £40 has found it's way to the mortgage. Another month knocked off the countdown!

greent

Bluefire wrote: »

Selling continues. This week 2 heart umbrellas from our wedding, a photo frame, cake stand & lava lamp have all found themselves new homes, and £40 has found it's way to the mortgage. Another month knocked off the countdown!

Fantastic - I love getting paid for unwanted items


x

Bluefire

greent wrote: »

Fantastic - I love getting paid for unwanted items.

Even better when it's stuff you've been trying to get rid of for an age! Yesterday I sold 4 cocktail glasses that I bought at university (so over a decade ago!) that I have carted back & forth to car boots god knows how many times. One post on Facebook & a few hours later they were gone, for more money than I'd been trying to sell them for at the boot sale!

As much as Facebook selling can annoy me (if I get one more message asking where my house is AFTER I've given them my full address... :mad:) it's those kind of sales that make it worth it. I was so happy to see the back of them yesterday!

Bluefire

Out of the house this week: another heart umbrella, some unopened cake boards, a fitted sheet, East of India print, guitar shaped CD rack and some milk bottles we used as vases at the wedding. The fact our wedding was 3 years ago just shows how long we tend to hang onto this stuff! £30 overpaid with £13 still to go that I haven't banked yet. It's car boot time again this coming Sunday.

In other news, our energy refund arrived from Co-operative Energy yesterday. Thanks go to the social media team, because I'm pretty sure if I'd relied on phone calls & email we'd still be waiting. There is an error to be sorted out with our final bill, but luckily it's in our favour so hopefully there's still some more pennies to come.

£259 overpaid yesterday from that, meaning we've dropped another bracket into the seven thousands, with another month disappearing from the countdown. Good times!

Bluefire

Cracking couple of days sales wise. £18 yesterday & a whopping £35 today! Including some of the money I'd not banked yet I've just paid overpaid another £65.

Making the most of having the time to list & chase people while I can, as after the car boot on Sunday I need to start concentrating on my competition entry for Cake International. The 'making extra money' part of the mortgage free plan will be put on pause until the first weekend of November is over & done with.

96% of the way there now with the goal I'd set myself of paying £4500 off the mortgage with money that's solely my own. Just £170 to go!

Bluefire

All quiet on the home front here. Car boot didn't happen in the end, we figured we were actually making far more money selling on Facebook so decided to carry on with that. There may have also been a lack of willingness to get up at 6am

That said, the only thing I've found time to list & sell this week was a chair for £20, which has already been sent to the mortgage. We're both at home next week so it would be an ideal time to get things listed & collected, but time is a factor. Better start tackling that to do list!

Bluefire

I haven't forgotten about my diary, I promise!

It's been a crazy couple of weeks here. Last weekend I entered the cupcake competition at a national cake event, so the lead up to that was filled with nothing but painting & playing with fondant.

I'm pleased to say the hard work was worth it though, because I was awarded gold! Over the moon :j



Sadly I didn't place (the judge that actually marked my cakes had me down as 2nd, but obviously the other two judges didn't concur) which would have been nice as the cash prize could have gone towards some of the cost (I reckon these cost £50+ to produce) but it gives me something to aim for in the future. The dream has always been to achieve gold at the Birmingham event so it feels great to have finally done it!

Overpayments have still been happening as normal, hoping to update on that soon. At the moment I'm busy throwing myself into Disney research as there's less than two weeks to go until I leave for Florida with my Mum! Can't believe how quickly that's come around...

Luckyinlife

Amazing cakes blue you have the skills to pay the bills hehe :}

Look forward to hearing about the recent OPS :]

Bluefire

Luckyinlife wrote: »

Amazing cakes blue you have the skills to pay the bills

If only my skills did pay the bills! Cake making involves a lot of work for very little money most of the time unfortunately.

Figures all updated now. 6.5k left to go!

Paid off this money so far:

• £50 for investing in Ratesetter (thanks Ed)
• £5 made from selling some unused bakery items
• £30 from selling an old Halloween costume
• £172 standard overpayment from wages
• £425 rental income
• £40 interest earned on savings
• £300 remaining from the budget in October

5 more months knocked off our mortgage free date. We're 99% of the way there with our overpayment target for this year!

I'd like to try & sell a few more things before I go away on the 26th but time is slipping away. Hopefully I won't go crazy in Florida & then some of the money I bring back can be overpaid.