We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

issued a County Court claim

2456

Comments

  • Herbalus
    Herbalus Posts: 2,634 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    puglover99 wrote: »
    General chat wanted, aswell as advice and other similar stories.
    puglover99 wrote: »
    However am reluctant to share at this stage as case ongoing.

    Advice difficult to provide.

    Yes you shouldn't divulge case-sensitive information.

    But then we can't comment.

    Did you contact the FOS yourself? The result?

    Why was court action needed after FOS decision?
  • mgdavid
    mgdavid Posts: 6,710 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    hang on for a bit - I need to get more beer and popcorn in ;)
    The questions that get the best answers are the questions that give most detail....
  • puglover99
    puglover99 Posts: 13 Forumite
    edited 12 April 2015 at 7:42PM
    ...........
  • PeacefulWaters
    PeacefulWaters Posts: 8,495 Forumite
    Who gave them authority to access my credit file. Totally unlawfull.
    It was almost certainly you who gave them authority as part of the normal operation of the account.
  • puglover99
    puglover99 Posts: 13 Forumite
    edited 12 April 2015 at 7:45PM
    ...............
  • meer53
    meer53 Posts: 10,217 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    You give authority when you open the account. Did you not realise this ?

    To be honest, you sound a bit mad. Secret conversations with the FOS ?
  • puglover99
    puglover99 Posts: 13 Forumite
    edited 12 April 2015 at 7:45PM
    .................
  • meer53
    meer53 Posts: 10,217 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    They would have to access your credit file to remove the default.

    There is so little info in your post that it would be impossible for anyone here to offer any constructive advice. If the bank are prepared to go to court, i don't fancy your chances.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    If nothing was open at the fos, how do you know personal details and not general were given. Also nothing in there response suggests what your insinuating
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • puglover99
    puglover99 Posts: 13 Forumite
    edited 12 April 2015 at 7:46PM
    ...........
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture