New ISAs online tomorrow ??

cslogg

Sorry if this has already been covered, I cannot find it.
Will the new years ISA deals be advertised from tomorrow even though it is a Bank Holiday ?

jimjames

Unlikely to be any different from what's available today and you can still apply online if you're desperate for a cash ISA.

cslogg

I am already maxed out on this years and want to invest for 2015/16

colsten

There is next to nil likelihood that ISA offers available tomorrow will be different to today's, apart from being for 2015-16.

cslogg

Ok.thanks for that.

jimjames

cslogg wrote: »

I am already maxed out on this years and want to invest for 2015/16

Ah ok, sorry I'd assumed you were looking at cash ISAs not investment ones.

There don't tend to be any deals for S&S ISAs although some providers do offer incentives towards the end of the year as Fidelity have done this year.

But I wouldn't let promotions affect when you decide to invest as getting the right portfolio is more important than a short term gimmick.

bristolleedsfan

colsten wrote: »

There is next to nil likelihood that ISA offers available tomorrow will be different to today's, apart from being for 2015-16.

http://www.nationwide.co.uk/products/savings/regular-saver-isa/features-and-benefits - Newly launched 2% Regular Saver ISA -" Effective from 06 April 2015"

Please note I havent said it is any good as we know there are higher rate regular saver ISA available

colsten

Yep, exactly as expected, nothing different apart from new dates and ever more dreadful interest rates.

2% in a regular saver ISA is an insult to intelligence when you can get non-ISA regular savers that pay 4 and 6%. Even without the promised additional tax-free allowances from April 2016, the non-ISA savers are a no-brainer. As are S&S ISAs for those who want to save longer term.