taking my car insurance to court

ohreally

DUTR wrote: »

How did you know whether the other driver had additional items in the car?

I understood the reference to be a telematics device rather than additional items.

Marktheshark

Your insurance will always act in the insurances interest.
That means the lowest legal fees possible and out.

Never let them defend you on Criminal charge driving matter where you can get jail.
You in the slammer is the cheap option.

missile

I think it will be difficult to prove liability at this late stage, but if I were you I would consult a no win no fee solicitor.

DUTR

ohreally wrote: »

I understood the reference to be a telematics device rather than additional items.

The telematics is the other item I refer to.
Is this a crash for cash scam that has failed?

straighttalker

The way I read it was the third party took the OP to Court. OP's insurers did as they were supposed to do and defended the claim. The OP lost in Court and is complaining.

If he was that adamant he was not at fault, he should have instructed his own solicitors to bring a claim or include his losses in a counterclaim. His insurers aren't under any duty to do this as their only duty is to indemnify him in respect of third party claims.

Astronaughtwannabe

Marktheshark wrote: »

Your insurance will always act in the insurances interest.
That means the lowest legal fees possible and out.

Never let them defend you on Criminal charge driving matter where you can get jail.
You in the slammer is the cheap option.

In more serious cases, a successful defence to a criminal charge might negate the chances of a successful civil claim.

It may well be in the insurers interests to get the driver good representation so I'm not convinced that your theory holds true.

rs65

johncraiglynn wrote: »

my damage is front left bumper thats it it snapped off from the left bar that secures it to the car there was a crack and scratch marks

johncraiglynn wrote: »

I am now £8000 down for the rental car lost my job due to being off for 8weeks with whiplash and i dont drive anymore.

All he did was snap the bumper off a stationary 3 ton range rover with a 1.3 ton bmw and you incurred £8k of hire charges and 8 weeks off with whiplash and lost your job?

OnanTheBarbarian

There is nothing stopping the OP making his own claim against the other motorist and their insurers.

straighttalker

He could have done but should have incorporated into the proceedings issued by the third party. Alternatively, his own solicitors should have issued first. That is, if he could find anyone to take his case on.

Hintza

OP was off 8 weeks with whiplash yet the other passengers were fine?