Transferring catalogue debt?

hunneybeez

Thanks all. They're 2x shop direct accounts and one next account so not sure if next is JD Williams? Either way, it looks like I'm screwed

Thanks all for taking the time to reply :j

grumbler

Paully232000 wrote: »

the best way to do it, from a credit card point of view, if you don't have the cash available to pay it off is to get a credit card that allows for cash transfers to your bank account for a fee of a few %. Then pay off the catalogue with this cash.

I think most catalogues can be simply paid of by a credit card without any transfers.

Stevie_Palimo

I know you used to be able to go and pay the bank/post office via a slip and if this cannot be done rather than re-address the accounts I would think you can still pay directly as by rights it is only a account number and sort code that is used so even you paid them direct I could not see an issue.


All they want is the money owed so surely would not be bothered who pays for it !!!!

Kittycat1981

Set up a DD to the catalogue and pay it that way - straight from your bank to the cataloguge company. i am assuming you have all the log in details to get on their websites to check online statements etc?

It may be a good idea to ask him to call the catalogues and put a stop on future spending - for yourself and to stop him buying things that you would foot the bill for.

As above, they aint bothered who pays it as long as its paid, yes he is legally responsible for the debt, but its good to see that morally you are taking responsibility.

You wouldnt be tied to him- your arrangement would be DD from your bank to the catalogue account.

Chrysalis

credit card is the only conveniant way I think and if you have a poor credit rating then I think the next best thing is this.

agree a monthly payment to him (I assume to match the payments paid to cataogue)

setup a standing order and thats that, as long as it gets paid you have no reason to contact him again.

planteria

great post from Kittycat... if you can't borrow elsewhere to clear it in full, i would follow that advice:)

[Deleted User]

Whatever you agree with your ex, get it in writing. Don't want to see you on Judge Finder next year.

Vortigern

grumbler wrote: »

I think most catalogues can be simply paid of by a credit card without any transfers.

This certainly works for Very, and probably for the other Shop Direct affiliates.