Welcome to the Milestone Inn!

bma14

Love this thread! Love reading and seeing all your milestones

I'm aiming to duck under the £1000 (50%) mark at the end of the month so I will maybe be joining you all for a large G&T then!

Have a fab day x

Suseka97

Karen777 wrote: »

well done that's amazing progress - also might be worth plotting yourself some smaller milestones along the way.....

Thanks Karen777 - that's a good idea

I've tended not to look too closely at the various balances owed to creditors -beyond looking at the DMP statement each month. But following your advice I've now set up a 'countdown' spreadsheet so that I can see when each creditor will drop off the list. The next creditor dropped will be in August, followed by another in September and two in December. So by the end of this calendar year I'll only have four left as I head into the last quarter.

Doing that small exercise has really cheered me up this weekend -after a really tough week at work, was just the boost I needed.:j

itsallabitmuch

So my debt has just hit <11k! I've done a spreadsheet that shows me my overall mini-targets/milestones based on remaining at my current payment level.

I can now view my DMP statements online with StepChange, so my next challenge is to also add to this as each creditor falls off

lazer-zxr

Today is the first time I have owed less than £1k in the last 20 years.

98.4% of my £59k now repaid.

lumpyspaceprincess

Not a DMP milestone officially, but I had a separate thing running on the side with very - and there's now only £104 outstanding on that - which means everything there will be paid off before interest is applied. Phew

kirtsypoos

I forgot about updating this thread!

I am now more than 90% paid off - only £1475.00 outstanding!

lazer-zxr

kirtsypoos wrote: »

I forgot about updating this thread!

I am now more than 90% paid off - only £1475.00 outstanding!

Well done Kirsty. I remember way back, when we were first starting out, that you and myself were on similar time frames to payback. Well done on your efforts, and I hope your enjoying looking forward to getting this last little bit paid off as much as I am. Well done.

Historybuff

Mortgage is now into the 40,000s. Debt owing is under 10,000. Using budget software, tracking spending and staying within the budget meaning money left at the end of the month! Feeling good about finances, which is a great thing after a lifetime of stumbling about in the dark.

kirtsypoos

lazer-zxr wrote: »

Well done Kirsty. I remember way back, when we were first starting out, that you and myself were on similar time frames to payback. Well done on your efforts, and I hope your enjoying looking forward to getting this last little bit paid off as much as I am. Well done.

Thanks lazer, and well done to you too

I'm so looking forward to getting it finished but I'm worried it will feel a bit anti-climactic. I'm working on stifling those feelings and looking forward to what I'll be able to do with spare money every month!

crunch_time

Morning all!

I'm beyond excited to announce that the husband and I are now officially 'loan free' for the first time in 18 years!!!

All that is left now are two 0% cards.

MASSIVE. WEIGHT. LIFTED.

Now i feel like i can get on with the rest of my life!!

Just got to smash the last £3100 now.

Crunchy xx