Mortgage declined

pookied87

Well there are
Leeds BS
Yorkshire BS
Newcastle BS
Skipton BS
the list is endless.....

If you have paid for you broker use them!.. after all they are only there to advise not to dictate to you. Maybe do some investigation into rates and find some for your self, present to your broker and see if you can work on something you all feel comfortable with.

Thrugelmir

crowy68 wrote: »

so whats the point in getting a report ?

Majority of people never do. As have no need to.

If there's a need to. Then check that data recorded is accurate.

Red-Squirrel_2

Hang on, I'm confused now. Your first post said you'd had no debt or credit cards for 8 years, then a more recent post says you're paying off a trip on your credit card?

paulsad

I got my Experian report after being referred to underwriters and found that the report didn't have our current address even though we're on the Electrol Roll and have been here for nearly 3 years. After changing my personal details manually my score rose - I know the score is irrelevant but the address isn't. Now in limbo whilst we await the bank's decision I have told the bank's advisor and she said she'd let the underwriters know but it all seems very fickle.

crowy68

I didn't say debit cards. É weeks ago I paid over 400 pound for a trip for my don and his friends. Just paid it off this week. First time ive used one in 8 years I meant.

Contemptuous

crowy68 wrote: »

What classes as a smaller one. We are going to see Cheltenham and Gloucester this week ?

C&G no longer exists. Do you mean Lloyds or TSB?

crowy68

Contemptuous wrote: »

C&G no longer exists. Do you mean Lloyds or TSB?

Yes sorry that's who the existing one is with