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Csa and Bank/Savings Account?

2

Comments

  • DUTR
    DUTR Posts: 12,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    They can remove money from bank accounts without their being £65k assets - you only have to read back on some of the posts on here to see they have done it before.

    Those are people with arrears etc.
    Besides one has to have money in the bank for it to be removed ;)
  • DUTR wrote: »
    Those are people with arrears etc.
    Besides one has to have money in the bank for it to be removed ;)

    If you had arrears then or were found out to have arrears from the csa so should have been paying more in the past than you did or have... Does that then mean even with savings below £65k they can take it then?
  • DUTR
    DUTR Posts: 12,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If you had arrears then or were found out to have arrears from the csa so should have been paying more in the past than you did or have... Does that then mean even with savings below £65k they can take it then?

    As Shoe-diva 79 mentions, they would have gone through the proceedures, so the posts you see from NRPs whining, more often than not , they were well aware of their cases being micro managed.
    To be fair of all the cases I have seen whining here whether NRP or PWC, there is usually some power battle going on.
    Being a good parent (if that's the way some want to be judged) is not about slinging money towards a PWC or the child having the latest trainers and iphones etc, there will come a day when all the handouts stop, for the NRP it will be like having a payrise for the PWC they have to find a way to make ends meet.
  • Sorry mate what do you mean the processed and it being micro managed?
  • DUTR
    DUTR Posts: 12,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sorry mate what do you mean the processed and it being micro managed?

    If a NRP is contributing regularly and on PAYE then the case often runs smoothly, some try to avoid contributing anything so the case is on the radar for stats purposes, so they may job hop or work cash in hand etc, so their cases are always under review.
    As long as the PWC is getting some regular contribution around 15%-25% net then there is little need to review the cases.
    If one can save £65k or more as well as contribute then fair play to them, depending on their life style I'm sure they would spend on a car or move to a more affluent ward etc rather than just have the money sitting there earning little interest.
  • DUTR wrote: »
    If a NRP is contributing regularly and on PAYE then the case often runs smoothly, some try to avoid contributing anything so the case is on the radar for stats purposes, so they may job hop or work cash in hand etc, so their cases are always under review.
    As long as the PWC is getting some regular contribution around 15%-25% net then there is little need to review the cases.
    If one can save £65k or more as well as contribute then fair play to them, depending on their life style I'm sure they would spend on a car or move to a more affluent ward etc rather than just have the money sitting there earning little interest.

    Well said mate totally agree with you.

    Thanks for your help today mate :T
  • shoe*diva79
    shoe*diva79 Posts: 1,356 Forumite
    If you had arrears then or were found out to have arrears from the csa so should have been paying more in the past than you did or have... Does that then mean even with savings below £65k they can take it then?

    Can and will.
  • Fission
    Fission Posts: 225 Forumite
    If you had arrears then or were found out to have arrears from the csa so should have been paying more in the past than you did or have... Does that then mean even with savings below £65k they can take it then?

    Of course they can.

    Collecting arrears is an imperative.

    The "£65K" reference is to something called a Variation on assets grounds. The £65,000 and the 8% interest rate are not relevant to the collection of arrears. All that is relevant there is that if Mr A owes (say) £8,000 and he has (say) more than £8,000 in an account, the £8,000 can, if he defaults, be removed directly from the account.

    Would you seriously expect it to be different?
  • Marisco
    Marisco Posts: 42,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fission wrote: »
    Of course they can.

    Collecting arrears is an imperative.

    The "£65K" reference is to something called a Variation on assets grounds. The £65,000 and the 8% interest rate are not relevant to the collection of arrears. All that is relevant there is that if Mr A owes (say) £8,000 and he has (say) more than £8,000 in an account, the £8,000 can, if he defaults, be removed directly from the account.

    Would you seriously expect it to be different?

    Yes, they should come to an agreement to pay the arrears not clean someones' bank account out! If ever there were cases for "money under the mattress" this is it!!
  • shoe*diva79
    shoe*diva79 Posts: 1,356 Forumite
    Marisco wrote: »
    Yes, they should come to an agreement to pay the arrears not clean someones' bank account out! If ever there were cases for "money under the mattress" this is it!!

    Its usually the last resort when the NRP has refused for a very long time to pay anything off the arrears (and possibly normal CM due). In an ideal world it would be great if all NRP could pay what they are legally due, but lots don't.
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