Wasn't in vehicle - in private car park - advice?!

BeenThroughItAll

Nodding_Donkey wrote: »

How does that work then? It seems to be a major design fault as vehicles will usually park up with hot/warm brakes which will then cool.

I'd love to know the supposed physics behind that statement.

It's a commonly-touted issue, particularly on disc-braked cars which use the pads as the handbrake (MX-5 on my driveway for example). Hot brake discs and pads cool and contract, which can release handbrake pressure sufficiently to allow the car to roll.


Not a problem on a car with drums or with drum-in-disc handbrakes, because as the drum contracts it actually increases handbrake pressure.

loskie

A known fault with those damned stupid electric parking brakes too.

alleycat`

Good reason to leave the car in gear then?

As to the OP.
If you think you are getting taken for a ride use your insurance.

Nodding_Donkey

BeenThroughItAll wrote: »

It's a commonly-touted issue, particularly on disc-braked cars which use the pads as the handbrake (MX-5 on my driveway for example). Hot brake discs and pads cool and contract, which can release handbrake pressure sufficiently to allow the car to roll.

When the handbrake isn't applied properly you mean

BeenThroughItAll

Nodding_Donkey wrote: »

When the handbrake isn't applied properly you mean

Well, if it's applied only to the point at which it *just* bites, then yeah. For those of us who gorilla the thing every time we park, it's not a problem.

Gloomendoom

Nodding_Donkey wrote: »

When the handbrake isn't applied properly you mean

As has been said, it's a well known and long standing problem with hand brakes that use the service brake discs. Which why many manufacturers have reverted to using drums for the hand brake which get tighter as they cool.

Aretnap

peter_the_piper wrote: »

Will not her insurance go up even for a no fault claim?

It might, or it might not. Even if it does, she might prefer to have it going up by a tenner next year and get her car fixed, rather than take a chance on some bloke who says "I'll get you the money next month, honest". I certainly would.

Quentin

leetrx wrote: »

I said I would pay the cost on my next pay day but she insists on going through insurance. Any advice? I'm 21 and just got 4 years no claims and don't want to lose them and my insurance go up massively next year when I've done everything I can! Thanksj

When you are liable for causing damage then you are responsible for all the third party's costs involved (not just the repair bill - eg car hire whilst repairs are carried out/taxi fares/any lost earnings etc)


So you may want to let her put in a claim and if it's cost effective you can reimburse your insurer to keep all your NCD (as well as get another year awarded for the current year).


If your insurer ends up paying for this then you won't lose all your NCD - if you had 4 years at the start of this year's policy you will have 2 years NCD at renewal.

arcon5

I think it's a bit warped to say the woman has a right to go through ops insurer. It's more that op instructs the insurer (as it legally expected of her) to offer indemnity services to cover her in case of an incident.

Problem is of course, the insurers are contractually and may even be legally obliged to payout the third party where you will not or cannot. And in this case you cannot. Waiting until payday sounds like a copout - even though I understand 100% that you may genuinely pay her and don't have the money. Remembering she has a right to be compensated with minimal inconvenience to her.

Your best bet is to either stump up the money quicker or pay back the insurer.

Quentin

arcon5 wrote: »

I think it's a bit warped to say the woman has a right to go through ops insurer

Can't see anyone has. (And she does anyway - most insurers operate innocent third party claims departments for just such cases!)


But what has been (correctly) posted is that the woman has a right to go "through insurance" (rather than have to deal directly with the OP) - assuming she has comprehensive cover.