Yorkshire Bank IBAN - is it just me?

planteria

same here.

Heng_Leng wrote: »

The BIC and IBAN are on the right handside of each of my Clydesdale statements.

i can't see them on mine:whistle:

planteria

just noticed that one my accounts does have the BIC and IBAN on the right hand side. no idea why they would sometimes include them, and sometimes not:think:

mgdavid

GIYF, did you try it?
There's several calculators, here's another.
https://www.iban.com/calculate-iban.html

[Deleted User]

I have another bank account in the Eurozone. Over there it has been compulsory since Jan 2014 to print the IBAN on front of the ATM/Debit card itself. Nobody will accept bank transfers without an IBAN. As usual over here we beg to differ.

System

Do Irish debit cards have an IBAN on them?

ciaccino wrote: »

I have another bank account in the Eurozone. Over there it has been compulsory since Jan 2014 to print the IBAN on front of the ATM/Debit card itself. Nobody will accept bank transfers without an IBAN. As usual over here we beg to differ.

[Deleted User]

Heng_Leng wrote: »

Do Irish debit cards have an IBAN on them?

I have no direct experience, but they should, because Ireland is part of SEPA:
http://en.wikipedia.org/wiki/Single_Euro_Payments_Area
http://www.europeanpaymentscouncil.eu/index.cfm/sepa-direct-debit/iban-and-bic/

Ballard

You can work out the majority of the IBAN from the account number, sort code & BIC. You shouldn't have to but if you're desperate and don't mind spending a few minutes on one of the IBAN checker website you can.

For UK banks only:

GBccbbbbssssssaaaaaaaa

cc = check digit
bbbb = first four characters of the BIC (representing the bank)
ssssss = sort code
aaaaaaaa = account number

'Simply' start with check of 00 and work your way through hoping that it's not 99. I used to have a spreadsheet which calculated the check digit. I'm not a geek but work in a bank and needed it for testing.

[Deleted User]

Ballard wrote: »

You can work out the majority of the IBAN from the account number, sort code & BIC.

And that's where the problem arises. Historically the BIC was bound to the bank's branch. But in practice most banks use a fictitious generic BIC for IBAN purposes.

Example: I have a Halifax account that I opened 13 years ago in Manchester and when I break down my IBAN, I see that the BIC corresponds to a Lloyds branch in Edinburgh (400 miles away). !!!!!!?

Also on my other account in Euroland, the BIC part of the IBAN points to an unknown branch 100's of miles away.

Ballard

I suspect that that's largely down to mergers between banks. Halifax became HBOS with (I assume) a head office in Edinburgh. Lloyds then took that entity over but the branch BIC remained in Scotland.

It's not uncommon for banks to have one BIC for use with all country offices. They can easily route payments using either the sort code & account number or IBAN.

steveinleeds

The IBAN and BIC numbers for your account are on the right hand side of your statement under your account number.