Car Insurance for a 17y/o male

missile

I suggest the OP gets quote for smaller car, but doubt a 17 year old will get much lower quote. Post Code makes a difference. If you live in a high rated area, can you register and insure vehicle elsewhere?

Think yourself lucky. Many years ago I bought a new Cosworth (H Reg). At first premiums were a tad expensive, but then they rocketed, while the value of the car plumeted.

lisyloo

Buy a push bike instead...

I don't know how practical that advice is for the OP but I know it's totally impractical for my nephew.

He works sometimes 12 hours a day in a physically demanding job so could not cycle a long distance on top of this.
Also he leaves home about 5:30 so public transport is absolutely useless.

I'm sure if he could get an equally good job down the road then he would, but not everyone has that option.

Gemmzie

MarkyMarkD wrote: »

The reason he has to go as the main driver is BECAUSE he's the main driver, not because of anything about other people's NCDs.

The car COULD be insured in the name of the father or mother, as long as your brother was named as the main driver. But there'd be no point doing this, as your brother wouldn't earn the NCD.

You also can't insure someone else's car, unless they are your spouse, so the car would have to belong to your father or mother and not your brother.

If your brother was actually paying for its running costs, the insurers would treat this very adversely in the event of a claim unless he had been truthfully declared as main driver.


Getting a different car from a 1.2 Fiesta isn't going to make a lot of different either - that's already not an expensive car to insure (relatively speaking).

The car belongs to my mother, they would be sharing it for around six months as she is buying my car off me and my brother is buying the Fiesta off her.

Gemmzie

James240 wrote: »

Gemmzie :hello:

Has ur brother thought about changing the car for a smaller engine? i know a 1.2 is small anyway but has he thought about gettin a 1.0 litre engine?

As it may help a fair bit

Definitely, been looking at several 1.0 Corsa but the outlay has to be similar to be worth it (mum is selling hers to him for £900)

Gemmzie

lisyloo wrote: »

I don't know how practical that advice is for the OP but I know it's totally impractical for my nephew.

He works sometimes 12 hours a day in a physically demanding job so could not cycle a long distance on top of this.
Also he leaves home about 5:30 so public transport is absolutely useless.

I'm sure if he could get an equally good job down the road then he would, but not everyone has that option.

Thanks lisyloo,

Yes it is totally impractical for him not to drive. He's a self employed window fitter and needs to start building driving experience so that he can drive a van within a couple of years.

southernscouser

Gemmzie wrote: »

The car belongs to my mother, they would be sharing it for around six months as she is buying my car off me and my brother is buying the Fiesta off her.

Keeping it in the family eh?